540 Bison Cir, Apopka, FL 32712 Property Records

Orange County property record for 540 Bison Cir, Apopka, FL 32712

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,600 sqft · built 1989
Lot Size	0.254 acres (11,050 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,313 (2025)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-21-28-7656-02-240`

Property Details

APN / Parcel Number

Primary APN	`02-21-28-7656-02-240`
Alternative APNs	`282102765602240` `186877` `190368` `194030`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,600 sqft Living Area
Gross Area	2,226 sqft
1st Floor Area	1,600 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2005
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,050 sqft (0.254 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	540 BISON CIR
City	APOPKA
State	FL
Zip	32712-3869
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	ROLLING OAKS UNIT 4 17/15 LOT 224
Legal Range	28E
Legal Township	21S
Legal Section	02
Legal Subdivision	ROLLING OAKS UT 4
Legal Tract	7656
Legal Block	2
Legal Lot Number	224
Legal Unit	4
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1007
Census Tract	17806

Owner

540 Bison Cir, a single family home, is owned by two individuals.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1126 TROLLING DR, APOPKA, FL 32712-6478
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	540 BISON CIR, APOPKA, FL 32712-3869
Document Number	0000781806
Instrument Date	Dec 4, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 BISON CIR APOPKA FL 327123869, APOPKA, FL 32712-3869

Mortgage

Document Number	0000781806
Date	Dec 13, 2019
Instrument	781806

Lender

Name	PHILADELPHIA FCU
Type	Credit Union
Address	PHILADELPHIA, PA 19154

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 12, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 540 Bison Cir was $5,313, up 8.5% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,260 (-0.03%) Land $100,000 Building $195,260	$295,260 (-1.21%) Land $100,000 Building $195,260
2025	$5,313.00 (+8.47%)	$295,350	$298,880 Land $100,000 Building $198,880
2024	$4,898.00 (+11.37%)
2023	$4,398.00 (+6.46%)	$275,501 (+2.45%) Land $100,000 Building $175,501	$275,501 (+2.45%) Land $100,000 Building $175,501
2022	$4,131.00	$268,913 Land $100,000 Building $168,913	$268,913 Land $100,000 Building $168,913

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 Bison Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2013–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Bison Cir is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20