540 Birch St, Wray, CO 80758 Property Records

Yuma County property record for 540 Birch St, Wray, CO 80758

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,126 sqft · built 1915
Lot Size	0.139 acres (6,050 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (Jun 2014)
Tax Bill	$1,005 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Jun 2022 Sale
APN	`W000228`

Property Details

APN / Parcel Number

Primary APN	`W000228`

Interior

Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,126 sqft Living Area
Basement Area	352 sqft
Unfinished Basement	352 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1993
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,050 sqft (0.139 acres)
Lot Dimensions	121 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	540 BIRCH ST
City	WRAY
State	CO
Zip	80758-1818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WRAY, KIRK'S RESUB WRAY 1STBLK 26 TR B TR BEG AT SW COR BLK 26 THN N 50'; THN E 120.335'; THN S 50'; THN W 118.91' TO POB. SIZE: 50X121
Legal Subdivision	WRAY, KIRKS RESUB
Legal Tract	B
Legal Block	26
Jurisdiction	YUMA CO
Township / Civil Division	WRAY
Census Block Group	3
Census Block	3086
Census Tract	963100

Owner

540 Birch St is owned by two individuals who bought it in June 2014.

Source: Yuma County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	29740 COUNTY ROAD 35, WRAY, CO 80758-9336
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage EQUITABLE SLA
Jun 3, 2022	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2014 · Amount on File
Deed Sale	Jun 12, 2014 · Amount on File
Prior Sale	Jul 19, 2011 · Amount on File
Deed Document Number	2014560697
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Property Address	540 BIRCH ST, WRAY, CO 80758-1818
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000585091
Date	Jul 5, 2022
Instrument	585091

Lender

Name	EQUITABLE SLA
Type	Bank
Address	WRAY, CO 80758

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7%
Index	1-Year CMT
Max Rate	11%

June 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	YUMA CO
Recording Date	Jun 3, 2022
Property Address	540 BIRCH ST, WRAY, CO 80758-1818
Document Number	0000584747
Instrument Date	May 13, 2022
Instrument	584747
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount on Record
Tax	$14.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	29740 COUNTY ROAD 35, WRAY, CO 80758-9336

Tax Assessment & Valuation

The 2026 property tax bill for 540 Birch St was $1,005, up 0.1% from the year before.

Source: Yuma County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Yuma County
Municipality	Wray City
Unified School District	Wray School District RD-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,005.00 (+0.1%)
2025	$1,004.00	$10,270
2024			$164,270 (+5.97%)
2023	$608.00 (-14.97%)	$12,339 (+45.25%) Land $939 Building $11,400	$155,020 (+45.26%) Land $11,800 Building $143,220
2022	$715.00	$8,495 Land $939 Building $7,556	$106,720 Land $11,800 Building $94,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 540 Birch St; there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Birch St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WRAY serves 2,342 people · EPA ID CO0163010
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Plains Communication Services Fiber	1,000 / 1,000
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Viaero Wireless Fixed Wireless	150 / 40

May also be available: Vistabeam.

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