540 Benton Rd, Covington, GA 30014 Property Records

Newton County property record for 540 Benton Rd, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,425 sqft · built 2022
Lot Size	6 acres (261,360 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,882 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01040-00000-008-C00`

Property Details

APN / Parcel Number

Primary APN	`01040-00000-008-C00`
Alternative APN	`46112`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,425 sqft Heated Area
1st Floor Area	2,425 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Composition/Composite
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	261,360 sqft (6 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	506 sqft
Canopy	400 sqft
Lean-To	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	46112
Street Address	540 BENTON RD
City	COVINGTON
State	GA
Zip	30014-5819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6.00 AC BENTON RD
Legal Subdivision	MACEDONIA MDWS, BEAR CRK WDS & W BEAR CR
Jurisdiction	NEWTON GA
Township / Civil Division	MANSFIELD
Census Block Group	2
Census Block	2016
Census Tract	100203

Owner

Source: Newton County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	540 BENTON RD, COVINGTON, GA 30014-5819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE
Sep 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK
Dec 30, 2021	Deed of Trust, Mortgage · Commercial Mortgage UNITED BANK
Dec 29, 2021	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 29, 2021
Transfer Doc	0043210307
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	540 BENTON RD, COVINGTON, GA 30014-5819
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 BENTON RD, COVINGTON, GA 30014-5819

Mortgage

Document Number	0047880000000560
Date	Dec 16, 2025
Book Page	0000004788/0000000560
Instrument	D2025-014029

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	540 BENTON RD, COVINGTON, GA 30014-5819
Transaction Type	Mortgage
Record Updated	Mar 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 BENTON RD

Mortgage

Document Number	0044330000000199
Date	Sep 7, 2022
Book Page	0000004433/0000000199
Instrument	015269

Lender

Name	UNITED BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	540 BENTON RD, COVINGTON, GA 30014-5819
Transaction Type	Mortgage
Record Updated	Mar 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043210000000308
Date	Dec 30, 2021
Book Page	0000004321/0000000308
Instrument	024984

Lender

Name	UNITED BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2022

December 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Dec 29, 2021
Property Address	540 BENTON RD, COVINGTON, GA 30014-5819
Document Number	0043210307
Book / Page	4321 / 307
Instrument Date	Dec 29, 2021
Instrument	2021-007336
Transaction Type	Transfer
Record Updated	Mar 4, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 BENTON DAIRY RD, COVINGTON, GA 30014-5811

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,882.00 (+851.78%)	$236,400 (+38.73%) Land $43,200 Building $193,200	$591,000 (+38.73%) Land $108,000 Building $483,000
2023		$170,400 Land $30,000 Building $140,400	$426,000 Land $75,000 Building $351,000
2022	$618.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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