540 Benton Ct, Sumter, SC 29150 Property Records

Sumter County property record for 540 Benton Ct, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,106 sqft · built 1964
Lot Size	0.449 acres (19,560 sqft)
Owner	Individual Name on Record
Last Sale	$192,000 (Jul 2021)
Tax Bill	$1,286 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`205-04-04-032`

Property Details

APN / Parcel Number

Primary APN	`205-04-04-032`
Alternative APN	`26745`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,106 sqft Living Area
1st Floor Area	2,106 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	19,560 sqft (0.449 acres)
Lot Dimensions	163 ft deep x 120 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Fence	Fence
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Utility Building	364 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	26745
Old Parcel Number	205 04 04 032
Street Address	540 BENTON CT
City	SUMTER
State	SC
Zip	29150-3922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-9
Legal Description	LOT 71 & 70A Z18-29 117 FT Z20-150
Legal Subdivision	PALMETTO PARK
Legal Lot Number	71
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	3
Census Block	3009
Census Tract	902

Owner

Source: Sumter County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	540 BENTON CT, SUMTER, SC 29150-3922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Jul 9, 2021	Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Jul 29, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2021 · Amount on Record
Deed Sale	Jul 9, 2021 · Amount on Record
Prior Sale	Mar 15, 2013
Deed Document Number	0012881090
Deed Book / Page	1288 / 1090
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	540 BENTON CT, SUMTER, SC 29150-3922
Transaction Type	Mortgage
Record Updated	Jul 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012830439
Date	Mar 31, 2021
Book Page	1283/439

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Jul 9, 2021
Property Address	540 BENTON CT, SUMTER, SC 29150-3922
Document Number	0012881090
Book / Page	1288 / 1090
Map Reference	MB Z-20 PG150
Instrument Date	Jul 9, 2021
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 BENTON CT, SUMTER, SC 29150-3922

Mortgage

Document Number	0012881093
Date	Jul 9, 2021
Instrument	1288/1093

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	540 BENTON CT, SUMTER, SC 29150-3922
Document Number	0012581770
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	540 BENTON CT SUMTER SC 291503922, SUMTER, SC 29150-3922

Mortgage

Document Number	0012581770
Date	Aug 2, 2019
Book Page	001258/001770

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 1, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,286.00 (+5.24%)	$6,590 (-) Land $1,210 Building $5,380	$164,795 (-) Land $30,250 Building $134,545
2023		$6,590 (-) Land $1,210 Building $5,380	$164,795 (-) Land $30,250 Building $134,545
2022	$1,222.00	$6,590 Land $1,210 Building $5,380	$164,795 Land $30,250 Building $134,545

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2015–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: FTC.

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