540 Beltrees St, Dunedin, FL 34698 Property Records

Pinellas County property record for 540 Beltrees St, Dunedin, FL 34698

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,629 sqft · built 1995
Lot Size	0.107 acres (4,652 sqft)
Owner	2 Individual Names on Record
Last Sale	$443,000 (Feb 2021)
Tax Bill	$6,146 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Mar 2020 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-743-3302-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-743-3302-2`
Alternative APNs	`34-28-15-39042-005-0120` `281534390420050120` `152834390420050120` `R372398`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,629 sqft Living Area
Gross Area	1,939 sqft
1st Floor Area	969 sqft
Upper Floors Area	660 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	4,652 sqft (0.107 acres)
Lot Dimensions	107 ft deep x 43 ft wide
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	46 sqft
Deck Area	300 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R372398
Street Address	540 BELTREES ST
City	DUNEDIN
State	FL
Zip	34698-7952
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND PARK, 1ST ADD BLK E, LOT 12
Legal Range	15E
Legal Township	28S
Legal Section	34
Legal Subdivision	HIGHLAND PARK, 1ST ADD
Legal Tract	39042
Legal Block	E
Legal Lot Number	12
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3031
Census Tract	27000

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	540 BELTREES ST, DUNEDIN, FL 34698-7952
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Warranty Deed, Transfer · Conventional Mortgage BOKF NA
Mar 16, 2020	Warranty Deed, Construction Loan · Construction Mortgage INVESTOR LNDG USA
Aug 1, 2018	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2021 · Amount on Record
Deed Sale	Feb 18, 2021 · Amount on Record
Prior Sale	Mar 16, 2020 · Amount on Record
Deed Document Number	202153067
Deed Book / Page	21394 / 1754
Prior Transfer Date	May 7, 2003
Prior Transfer Doc	1274001909
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 18, 2021
Property Address	540 BELTREES ST, DUNEDIN, FL 34698-7952
Document Number	0213941754
Book / Page	21394 / 1754
Map Reference	MB 6 PG 72
Instrument Date	Feb 12, 2021
Instrument	2021053067
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	STRATEGIC TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,101.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1718 CAPITOL AVE, 1718, CHEYENNE, WY 82001-4528

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 BELTREES ST, DUNEDIN, FL 34698-7952

Mortgage

Document Number	0213941756
Date	Feb 18, 2021
Instrument	21394/1756

Lender

Name	BOKF NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 16, 2020
Property Address	540 BELTREES ST, DUNEDIN, FL 34698-7952
Document Number	0209221849
Book / Page	020922 / 001849
Instrument Date	Mar 11, 2020
Instrument	86887
Transaction Type	Construction Loan
Record Updated	Apr 1, 2020
Title Company	LEGAL TITLE EXCHANGE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1718 CAPITOL AVE CHEYENNE WY 820014528, CHEYENNE, WY 82001-4528

Mortgage

Document Number	209221850
Date	Mar 16, 2020
Book Page	020922/001850
Instrument	86888

Lender

Name	INVESTOR LNDG USA
Address	GREENVILLE, SC 29605

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 15, 2021

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 1, 2018
Property Address	540 BELTREES ST, DUNEDIN, FL 34698-7952
Document Number	0201492072
Book / Page	020149 / 002072
Instrument Date	Jul 31, 2018
Instrument	243778
Transaction Type	Transfer
Record Updated	Aug 15, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$1,855.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 BELTREES ST DUNEDIN FL 346987952, DUNEDIN, FL 34698-7952

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,146.00 (+5.69%) Homeowner's exemption	$390,723 (+5.99%)	$494,501 (+13.65%) Land $220,580 Building $273,921
2024	$5,815.00 (+1.43%)
2023	$5,733.00 (+2.72%) Homeowner's exemption	$368,651 (+3%)	$435,116 (+21.57%) Land $219,921 Building $215,195
2022	$5,581.00 Homeowner's exemption	$357,914	$357,914 Land $198,296 Building $159,618

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 151 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	335 units insured incl. 184 condo units
Nearby Flood Claims	44 (1979–2024)
Claims Outside the SFHA	4 of 44
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Helene, Sep 2024 · 31 claims Hurricane Elena, Sep 1985 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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