Lake County property record for 540 Basil Rd, Lake Bluff, IL 60044 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,836 sqft · built 1977 |
| Lot Size | 0.291 acres (12,689 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (Feb 2022) |
| Tax Bill | $8,949 (2024) |
| Deeds & Mortgages | Sep 2023 Line of Credit Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-19-201-016 |
| Primary APN | 12-19-201-016 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,836 sqft Living Area |
| Gross Area | 2,980 sqft |
| 1st Floor Area | 1,213 sqft |
| Upper Floors Area | 623 sqft |
| Basement Area | 638 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 12,689 sqft (0.291 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Patio Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 540 BASIL RD |
|---|---|
| City | LAKE BLUFF |
| State | IL |
| Zip | 60044-1702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BASILWOOD SUB W 95 FT LOT 10 |
| Legal Subdivision | BASILWOOD SUB |
| Legal Lot Number | 10 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 863202 |
Source: Lake County records · APN 12-19-201-016
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 540 BASIL RD, LAKE BLUFF, IL 60044-1702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Sep 06, 2023 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Feb 14, 2022 | Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 14, 2022 · Amount on Record |
| Deed Sale | Feb 14, 2022 · Amount on Record |
| Prior Sale | Oct 18, 2005 · Amount on Record |
| Deed Document Number | 20227873390 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 540 BASIL RD, LAKE BLUFF, IL 60044-1702 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 540 BASIL RD, LAKE BLUFF, IL 60044-1702 |
| Document Number | 0007993796 |
|---|---|
| Date | Sep 06, 2023 |
| Instrument | 7993796 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 30, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 10.1% |
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Feb 14, 2022 |
| Property Address | 540 BASIL RD, LAKE BLUFF, IL 60044-1702 |
| Document Number | 0007873390 |
| Map Reference | DOC 1037778 |
| Instrument Date | Nov 23, 2021 |
| Instrument | 7873390 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $355.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 540 BASIL RD, LAKE BLUFF, IL 60044-1702 |
| Document Number | 0007873391 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 7873391 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 01, 2051 |
| Rate | 3.25% |
|---|
Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Elementary School District | Lake Bluff Elementary School District 65 (KG - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $169,998 (+29.48%) Land $34,231 Building $135,767 | $510,045 (+29.48%) Land $102,703 Building $407,342 | |
| 2024 | $8,949.00 (+11.61%) | ||
| 2023 | $8,018.00 (+6.76%) | $131,292 (+6.98%) Land $26,437 Building $104,855 | $393,915 (+6.98%) Land $79,319 Building $314,596 |
| 2022 | $7,510.00 | $122,731 Land $24,713 Building $98,018 | $368,229 Land $74,146 Building $294,083 |
Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978632022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2017) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2017, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 248 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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