St. Clair County property record for 540 Bard St, Port Huron, MI 48060
| Property Type | Commercial |
|---|---|
| Details | 2,608 sqft |
| Lot Size | 0.161 acres (7,013 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,456 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-06-298-0145-000 |
| Primary APN | 74-06-298-0145-000 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,608 sqft Total Area |
| 1st Floor Area | 1,368 sqft |
| Basement Area | 1,368 sqft |
| Fire Resistance | Fireproof Steel Frame |
|---|---|
| Lot Area | 7,013 sqft (0.161 acres) |
| Lot Dimensions | 141 ft deep x 50 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 540 BARD ST |
|---|---|
| City | PORT HURON |
| State | MI |
| Zip | 48060-3835 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | CBD |
| Legal Description | E 1/2 LOTS 7, 8 & 9 BLK 18 BUTLER PLAT |
| Legal Block | 18 |
| Legal Lot Number | 7-9 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | PORT HURON |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 625001 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Military Road Historic District listed 1998 · 74 contributing resources · NRIS 98001059 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 520 SUPERIOR ST, PORT HURON, MI 48060-3838 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 540 BARD ST, PORT HURON, MI 48060-3835 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ATA NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0050860223 |
|---|---|
| Date | Aug 14, 2019 |
| Book Page | 5086/223 |
| Instrument | 2019016624 |
| Name | NORTHSTAR BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Port Huron City |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $129,700 (-) | $259,400 (-) | |
| 2025 | $4,456.00 (+2.67%) | $129,700 (+8.17%) | |
| 2024 | $4,340.00 (+5.75%) | $259,400 (+8.17%) | |
| 2023 | $119,900 | ||
| 2022 | $4,104.00 | $239,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Duke Broadband, Verizon.
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