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540 Banyan Rd, Vero Beach, FL 32963 Property Records

Indian River County property record for 540 Banyan Rd, Vero Beach, FL 32963

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,726 sqft · built 1957
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on File
Last Sale$607,500 (Jan 2018)
Tax Bill$8,218 (2025)
Deeds & MortgagesNov 2025 Transfer
Jan 2018 Sale
Flood ZoneZone X (moderate risk)
APN32-40-32-00006-0120-00006.0

Property Details

APN / Parcel Number

Primary APN32-40-32-00006-0120-00006.0
Alternative APN
  • 58876

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,726 sqft Living Area
Gross Area2,526 sqft
1st Floor Area1,726 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1972
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions140 ft deep x 100 ft wide
View / LotInterior
Garage TypeAttached
Garage Area800 sqft
DrivewayConcrete Driveway
Driveway Area864 sqft

Exterior Amenities

Pool Area1 sqft
PorchOpen Porch
Porch Area336 sqft
Patio Area232 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address540 BANYAN RD
CityVERO BEACH
StateFL
Zip32963-1729
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionVERO BEACH ESTATES BLK 12 LOTS 6 & 7 PBS 5-8
Legal Range40E
Legal Township32S
Legal Section32
Legal SubdivisionVERO BEACH ESTATES
Legal Block12
Legal Lot Number6,7
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1038
Census Tract50505

Owner

540 Banyan Rd is owned and occupied by two individuals who acquired it in November 2025.

Source: Indian River County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address540 BANYAN RD, VERO BEACH, FL 32963-1729
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jan 23, 2018Warranty Deed, Transfer
OCEANSIDE TITLE AND ESCROW

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 23, 2018 · Amount on File
Deed SaleJan 23, 2018 · Amount on File
Prior SaleApr 20, 2007 · Amount on File
Deed Document Number20184150
Deed Book / Page3087 / 665
Last Transfer DateNov 11, 2025
Transfer Doc0038180629
Record UpdatedJun 8, 2026

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionINDIAN RIVER FL
Recording DateNov 13, 2025
Property Address540 BANYAN RD, VERO BEACH, FL 32963-1729
Document Number0038180629
Book / Page3818 / 629
Map ReferenceMB 5 PG 8
Instrument DateNov 11, 2025
Instrument3120250056197
Transaction TypeTransfer
Record UpdatedDec 1, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address540 BANYAN RD, VERO BEACH, FL 32963-1729

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address540 BANYAN RD, VERO BEACH, FL 32963-1729

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateJan 23, 2018
Property Address540 BANYAN RD, VERO BEACH, FL 32963-1729
Document Number0030870665
Book / Page003087 / 000665
Instrument DateJan 12, 2018
Instrument4150
Transaction TypeTransfer
Record UpdatedFeb 28, 2018
Title CompanyOCEANSIDE TITLE AND ESCROW

Transaction

AmountAmount on Record
Tax$4,252.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 BANYAN RD VERO BEACH FL 329631729, VERO BEACH, FL 32963-1729

Tax Assessment & Valuation

The 2025 property tax bill for 540 Banyan Rd was $8,218.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalityVero Beach City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,218.00$542,399$1,065,975 Land $693,600 Building $372,375
2023$7,480.00 (+3%)$511,759 (+3%)$876,857 (+33.96%) Land $606,900 Building $269,957
2022$7,262.00$496,853$654,558 Land $433,500 Building $221,058

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 Banyan Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 200 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies603 units insured
incl. 403 condo units
Nearby Flood Claims76 (1984–2024)
Claims Outside the SFHA41 of 76
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Hurricane Frances, Sep 2004 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Banyan Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VERO BEACH
serves 37,308 people · EPA ID FL3310206
Water SourceGroundwater
Last State InspectionMar 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: East Creek Networks, Hotwire Communications.

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