Schoharie County and Summit Town property record for 540 Baldwin Rd, Summit, NY 12175 · Last verified May 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1856 |
| Square Footage | 2,064 sqft Living Area |
| Lot Size | 971,388 sqft (22.3 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $50,000 (2018) |
| Tax Bill | $4,554.00 (2025) |
| Primary APN | 434800 124.-3-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,064 sqft Living Area |
| 1st Floor | 1,228 sqft 1st Floor |
| Upper Floors | 836 sqft Upper Floors |
| Stories | 1 Stories |
| Year Built | Built 1856 |
|---|---|
| Effective Year Built | Effective 1856 |
| Architectural Style | Traditional Style |
| Exterior Material | Wood Exterior |
| Lot Area | 971,388 sqft (22.3 acres) |
| Lot Width | 1,287 ft Width |
| Shed | 1 Shed |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 545J175032 |
|---|---|
| Street Address | 540 BALDWIN RD |
| City | SUMMIT |
| State | NY |
| Zip | 12175 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Block | 3 |
| Legal Lot Number | 9.000 |
| Jurisdiction | SCHOHARIE NY |
| Minor Civil Division | SUMMIT |
| Census Blockgroup | 1 |
| Census Block | 1045 |
| Census Tract | 740500 |
Source: Schoharie County and Summit Town records · APN 434800 124.-3-9
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | PO BOX 21, SUMMIT, NY 12175-0021 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Feb 02, 2018 | Deed of Trust, Mortgage ELSA N KUBIK |
| Feb 02, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 02, 2018 · Amount on Record |
| Deed Sale | Feb 02, 2018 · Amount on Record |
| Deed Doc Number | 2018732419 |
| Deed Book / Page | 1063 / 155 |
| Prior Transfer Date | Nov 20, 2017 |
| Prior Transfer Doc | 001063/155 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 540 BALDWIN RD, SUMMIT, NY 12175 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001792/0000000095 |
|---|---|
| Date | Feb 02, 2018 |
| Book Page | 0000001792/0000000095 |
| Instrument | 000000732420 |
| Name | ELSA N KUBIK |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Feb 02, 2018 |
| Property Address | 540 BALDWIN RD, SUMMIT, NY 12175 |
| Document Number | 001063/155 |
| Book / Page | 1063 / 155 |
| Instrument Date | Nov 20, 2017 |
| Instrument | 000000732419 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 7841 SOSANNA ST, GILROY, CA 95020 |
Source: Schoharie County and Summit Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Summit Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,554.00 (+48.44%) | $71,500 (-) Land $34,800 Building $36,700 | $185,714 (+11.04%) Land $90,389 Building $95,325 |
| 2023 | $71,500 Land $34,800 Building $36,700 | $167,251 Land $81,403 Building $85,848 | |
| 2020 | $3,068.00 |
540 Baldwin Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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