Humboldt County property record for 540 B St, Scotia, CA 95565
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,484 sqft · built 1908 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $317,500 (Nov 2023) |
| Tax Bill | $3,367 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 205-451-032-000 |
| Primary APN | 205-451-032-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,484 sqft Living Area |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Construction Type | Wood |
| Lot Area | 4,356 sqft (0.1 acres) |
| Street Address | 540 B ST |
|---|---|
| City | SCOTIA |
| State | CA |
| Zip | 95565-9713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT134 TRM669 BK25 PG150-159 SCOTIA PH3 |
| Legal Subdivision | TOWN OF SCOTIA SUBDIVISION PHASE 3 |
| Legal Block | 4 |
| Legal Lot Number | 134 |
| Jurisdiction | HUMBOLDT CA |
| Township / Civil Division | GARBERVILLE |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 11100 |
Source: Humboldt County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 411, SCOTIA, CA 95565-0411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GOLD STANDARD MORTGAGE |
| Nov 29, 2023 | Grant Deed, Transfer · Conventional Mortgage GOLD STANDARD MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2023 · Amount on Record |
| Deed Sale | Nov 29, 2023 · Amount on Record |
| Deed Document Number | 202316812 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Property Address | 540 B ST, SCOTIA, CA 95565-9713 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 540 B ST, SCOTIA, CA 95565-9713 |
| Document Number | 0000018916 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 2025-018916 |
| Name | GOLD STANDARD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | KINGSBURG, CA 93631 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Recording Date | Nov 29, 2023 |
| Property Address | 540 B ST, SCOTIA, CA 95565-9713 |
| Document Number | 0000016812 |
| Map Reference | MB 25 PG 150-159 |
| Instrument Date | Oct 19, 2023 |
| Instrument | 2023-016812 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Document Number | 0000016813 |
|---|---|
| Date | Nov 29, 2023 |
| Instrument | 2023-016813 |
| Name | GOLD STANDARD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
Source: Humboldt County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | California |
| County | Humboldt County |
| Secondary School District | Fortuna Union High School District (09 - 12) |
| Elementary School District | Scotia Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,367.00 (+4.37%) Homeowner's exemption | $323,340 (+972.12%) Land $142,800 Building $180,540 |
| 2024 | $3,226.00 (+700.5%) | |
| 2023 | $403.00 (+0.75%) | $30,159 Land $7,422 Building $22,737 |
| 2022 | $400.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (1986–1997) |
| Most Recent Claim | Jan 1997 · Severe Storms, Flooding, Mud And Landslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCOTIA CSD private · serves 681 people · EPA ID CA1210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Turbidity not recorded as resolved · Mar 2026 |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 Coliform assessment Jun 2019 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| 101Netlink Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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