540 B St, Palmyra, NE 68418 Property Records

Otoe County property record for 540 B St, Palmyra, NE 68418

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 983 sqft · built 1910
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$217,000 (Apr 2026)
Tax Bill	$1,926 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`005643000`

Property Details

APN / Parcel Number

Primary APN	`005643000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	983 sqft Living Area
Gross Area	1,108 sqft
1st Floor Area	866 sqft
Basement Area	484 sqft
Unfinished Basement	222 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Other
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	120 ft deep x 65 ft wide

Exterior Amenities

Deck Area	Deck Area
Patio Area	65 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	540 B ST
City	PALMYRA
State	NE
Zip	68418-3005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOT 4 & N1/2 LOT 5 BROENING SUBD BLK 92 PALMYRA PROPER; MAP NUMBER: 3466-00-0-70050-092-0004
Legal Subdivision	PALMYRA PROPER
Legal Block	92
Legal Lot Number	4-5
Jurisdiction	OTOE NE
Township / Civil Division	NORTH PALMYRA
Census Block Group	2
Census Block	2251
Census Tract	966800

Owner

Source: Otoe County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	540 B ST, PALMYRA, NE 68418-3005
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Apr 1, 2026	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Dec 7, 2022	Deed of Trust, Mortgage · Line of Credit GREAT OAKS BANK
Oct 4, 2022	Quit Claim Deed, Transfer NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY
Sep 13, 2022	Special Warranty Deed, Transfer TITLE 365, TITLE365
Sep 8, 2021	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2026 · Amount on Record
Deed Sale	Apr 1, 2026 · Amount on Record
Prior Sale	Oct 4, 2022 · Amount on Record
Deed Document Number	2026655
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTOE NE
Recording Date	Apr 1, 2026
Property Address	540 B ST, PALMYRA, NE 68418-3005
Document Number	0000000655
Instrument Date	Feb 13, 2026
Instrument	2026655
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	DC TITLE, D C TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50,847.44
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	540 B ST, PALMYRA, NE 68418-3005

Mortgage

Document Number	0000000656,
Date	Apr 1, 2026
Instrument	2026656

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTOE NE
Recording Date	Apr 1, 2026
Property Address	540 B ST, PALMYRA, NE 68418-3005
Document Number	0202600655
Instrument Date	Feb 13, 2026
Instrument	2026655
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	DC TITLE, D C TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50,847.44
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	540 B ST, PALMYRA, NE 68418-3005

Mortgage

Document Number	0000000656,
Date	Apr 1, 2026
Instrument	2026656

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	540 B ST, PALMYRA, NE 68418-3005
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202202928
Date	Dec 7, 2022
Instrument	202202928

Lender

Name	GREAT OAKS BANK
Type	Bank
Address	LOUP CITY, NE 68853

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTOE NE
Recording Date	Oct 4, 2022
Property Address	540 B ST, PALMYRA, NE 68418-3005
Document Number	0202202437
Instrument Date	Oct 3, 2022
Instrument	202202437
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$96.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OTOE NE
Recording Date	Sep 13, 2022
Property Address	540 B ST, PALMYRA, NE 68418-3005
Document Number	0202202239
Instrument Date	Aug 15, 2022
Instrument	202202239
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	TITLE 365, TITLE365

Transaction

Amount	Amount Recorded
Tax	$157.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7105 CORPORATE DR, PLANO, TX 75024-4100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6710 GRANITE RIDGE CT, LINCOLN, NE 68526-4403

September 2021: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	OTOE NE
Recording Date	Sep 8, 2021
Property Address	540 B ST, PALMYRA, NE 68418-3005
Document Number	0202102722
Instrument Date	Aug 25, 2021
Instrument	202102722
Transaction Type	Foreclosure
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Otoe County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Otoe County
Municipality	Palmyra Village
Unified School District	Palmyra District OR-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,926.00 (+60.1%)	$133,084 (+124.4%) Land $12,480 Building $120,604	$133,084 (+124.4%) Land $12,480 Building $120,604
2023	$1,203.00	$59,306 Land $12,480 Building $46,826	$59,306 Land $12,480 Building $46,826

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF PALMYRA serves 567 people · EPA ID NE3113107
Water Source	Purchased groundwater from OTOE CO RWD #3
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Zito Media Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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