540 Ash St, Oregon, WI 53575 Property Records

Dane County property record for 540 Ash St, Oregon, WI 53575

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,944 sqft · built 1994
Lot Size	0.234 acres (10,193 sqft)
Owner	2 Individual Names on Record
Last Sale	$393,000 (Nov 2020)
Tax Bill	$7,582 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jul 2023 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0509-114-2090-3`

Property Details

APN / Parcel Number

Primary APN	`0509-114-2090-3`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,944 sqft Living Area
1st Floor Area	1,320 sqft
Basement Area	624 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Lot Area	10,193 sqft (0.234 acres)
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	540 ASH ST
City	OREGON
State	WI
Zip	53575-3429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONE RIDGE LOT 20
Legal Range	09E
Legal Township	05N
Legal Section	11
Legal Subdivision	STONE RIDGE
Legal Block	20
Legal Lot Number	20
Jurisdiction	DANE WI
Township / Civil Division	OREGON
Census Block Group	3
Census Block	3024
Census Tract	12502

Owner

Source: Dane County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	540 ASH ST, OREGON, WI 53575-3429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Line of Credit UW CU
Jul 3, 2023	Transfer on Death Deed, Transfer
Feb 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL INC
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE
Nov 12, 2020	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY OF WISCONSIN CU
Jan 23, 2019	Deed of Trust, Mortgage · Line of Credit UW CU
Apr 5, 2017	Deed of Trust, Mortgage · Line of Credit UW CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2020 · Amount on Record
Deed Sale	Nov 12, 2020 · Amount on Record
Prior Sale	Feb 19, 2013 · Amount on Record
Deed Document Number	20205661263
Last Transfer Date	Jul 3, 2023
Transfer Doc	0005910468
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	540 ASH ST, OREGON, WI 53575-3429
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006081005
Date	Feb 17, 2026
Instrument	6081005

Lender

Name	UW CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 16, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DANE WI
Recording Date	Jul 3, 2023
Property Address	540 ASH ST, OREGON, WI 53575-3429
Document Number	0005910468
Instrument Date	Jul 3, 2023
Instrument	5910468
Transaction Type	Transfer
Record Updated	Jul 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	540 ASH ST, OREGON, WI 53575-3429
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005391062
Date	Feb 21, 2018
Instrument	5391062

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2032

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	540 ASH ST, OREGON, WI 53575-3429
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005618816
Date	Jul 30, 2020
Instrument	5618816

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2030

Interest

Rate Type	Fixed Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Nov 12, 2020
Property Address	540 ASH ST, OREGON, WI 53575-3429
Document Number	0005661263
Instrument Date	Nov 9, 2020
Instrument	5661263
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,179.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 ASH ST, OREGON, WI 53575-3429

Mortgage

Document Number	0005661264
Date	Nov 12, 2020
Instrument	5661264

Lender

Name	UNIVERSITY OF WISCONSIN CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	540 ASH ST, OREGON, WI 53575-3429
Document Number	0005468332
Instrument Date	Jan 23, 2019
Transaction Type	Mortgage
Record Updated	Feb 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	540 ASH ST OREGON WI 535753429, OREGON, WI 53575-3429

Mortgage

Document Number	0005468332
Date	Feb 4, 2019
Instrument	5468332

Lender

Name	UW CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2049

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	540 ASH ST, OREGON, WI 53575-3429
Document Number	0005319242
Instrument Date	Apr 5, 2017
Transaction Type	Mortgage
Record Updated	May 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	540 ASH ST OREGON WI 535753429, OREGON, WI 53575-3429

Mortgage

Document Number	0005319242
Date	Apr 18, 2017
Instrument	5319242

Lender

Name	UW CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dane County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Oregon Village
Unified School District	Oregon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,582.00 (-4.92%) Homeowner's exemption	$523,000 (+4.18%) Land $60,000 Building $463,000	$501,800 (-2.66%)
2023		$502,000 (+10.55%) Land $60,000 Building $442,000	$515,500 (+12.19%)
2022	$7,974.00 Homeowner's exemption	$454,100 Land $60,000 Building $394,100	$459,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	11 (1996–2017)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Aug 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON WATERWORKS serves 11,200 people · EPA ID WI1130251
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Four Lakes Broadband, LiteWire.

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