540 Arbors Cir, Elgin, TX 78621 Property Records

Bastrop County property record for 540 Arbors Cir, Elgin, TX 78621

Property Summary

Property Type	Single Family Home
Details	2,829 sqft · built 2006
Lot Size	1.84 acres (80,499 sqft)
Owner	2 Individual Names on File
Last Sale	$399,900 (Sep 2018)
Tax Bill	$6,000 (2025)
Deeds & Mortgages	Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R80075`

Property Details

APN / Parcel Number

Primary APN	`R80075`
Alternative APN	`O0002628`

Interior

Stories	1 Story
Building Area	2,829 sqft Living Area
Gross Area	3,625 sqft
1st Floor Area	2,829 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	80,499 sqft (1.84 acres)
Garage Type	Attached
Garage Area	532 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	390 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	540 ARBORS CIR
City	ELGIN
State	TX
Zip	78621-5574
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE ARBORS AT DOGWOOD CREEK SEC 1, LOT 87, ACRES 1.8480
Legal Subdivision	THE ARBORS AT DOGWOOD CREEK SECTION 1
Legal Block	2
Legal Lot Number	87
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2020
Census Tract	950102

Owner

540 Arbors Cir is owned and occupied by two individuals who bought it in September 2018.

Source: Bastrop County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	540 ARBORS CIR, ELGIN, TX 78621-5574
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2018 · Amount on File
Deed Sale	Sep 20, 2018 · Amount on File
Deed Document Number	201813692
Record Updated	Sep 20, 2026

September 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BASTROP TX
Recording Date	Sep 20, 2018
Property Address	540 ARBORS CIR, ELGIN, TX 78621-5574
Document Number	201813692
Map Reference	CAB3 PG83B
Instrument Date	Sep 19, 2018
Instrument	201813692
Transaction Type	Transfer
Record Updated	Nov 22, 2021
Title Company	INDEPENDENCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 ARBORS CIR, ELGIN, TX 78621-5574

Mortgage

Document Number	201813693
Date	Sep 20, 2018
Instrument	201813693

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 540 Arbors Cir was $6,000 with exemptions applied, down 8.4% from the year before.

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,000.00 (-8.38%) Homeowner's exemption Senior Citizen's exemption	$581,480 Land $147,313 Building $434,167	$581,480 Land $147,313 Building $434,167
2024	$6,549.00
2023	Homeowner's exemption Senior Citizen's exemption	$680,761 Land $147,313 Building $533,448	$680,761 Land $147,313 Building $533,448
2022	$8,001.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 Arbors Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Arbors Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: SOS Communications, Verizon.

Nearby Properties on Arbors Cir

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