540 Annette Ave, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 540 Annette Ave, Smithtown, NY 11787

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 598 sqft · built 1937
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$483,000 (Feb 2024)
Tax Bill$5,369 (2024)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN473489 134.-4-57.1

Property Details

APN / Parcel Number

Primary APN473489 134.-4-57.1
Alternative APNs
  • 0800-134.00-04.00-057.001
  • 348913400000040570010000
  • 47340031537

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area598 sqft Living Area
1st Floor Area598 sqft

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Architectural StyleRanch
Exterior MaterialWood
Lot Area10,019 sqft (0.23 acres)
View / LotSuburban
Garage TypeDetached
Garage Area192 sqft
PorchOpen Porch
Porch Area156 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address540 ANNETTE AVE
CitySMITHTOWN
StateNY
Zip11787-5712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4-159301 TC-68 20 LOTS 9 TO 13 INC BIRCHCROFT COLONY BLK B
Legal SubdivisionMAP BIRCHCROFT COLONY
Legal Block4
Legal Lot Number57
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group3
Census Block3012
Census Tract135306

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address304 SEVILLE BLVD, SAYVILLE, NY 11782-2117
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2024Deed, Transfer · Stand-Alone First Mortgage
PLAZA HOME MORTGAGE INC
Dec 24, 2020Grant Deed, Transfer · Conventional Mortgage
UNITED MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 9, 2024 · Amount on Record
Deed SaleFeb 9, 2024 · Amount on Record
Prior SaleMar 30, 1995 · Amount on Record
Deed Book / Page13236 / 12
Record UpdatedSep 20, 2026

February 2024: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateFeb 9, 2024
Property Address540 ANNETTE AVE, SMITHTOWN, NY 11787-5712
Document Number0132360012
Book / Page13236 / 12
Instrument DateDec 21, 2023
Transaction TypeTransfer
Record UpdatedApr 2, 2024
Title CompanyMISC COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 SEVILLE BLVD, SAYVILLE, NY 11782-2117

Mortgage

Document Number0023566604
DateFeb 9, 2024
Instrument23566/604
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number0235660604
DateFeb 9, 2024
Book Page23566/604
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUFFOLK NY
Recording DateDec 24, 2020
Property Address540 ANNETTE AVE, SMITHTOWN, NY 11787-5712
Document Number0130820270
Book / Page013082 / 000270
Instrument DateSep 28, 2020
Transaction TypeTransfer
Record UpdatedApr 6, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,324.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address136 GRAND BLVD MASSAPEQUA PARK NY 117622335, MASSAPEQUA PARK, NY 11762-2335

Mortgage

Document Number232120705
DateDec 24, 2020
Book Page023212/000705
Lender
NameUNITED MTG
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 23, 2050

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictSmithtown Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,935 (-) Land $120 Building $1,815$241,875 (+10,775.67%) Land $15,000 Building $226,875
2024$5,369.00
2023$1,935 Land $120 Building $1,815$2,224 Land $138 Building $2,086

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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