540 Allyson St, Rives, TN 38253 Property Records

Obion County property record for 540 Allyson St, Rives, TN 38253

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,368 sqft · built 2000
Lot Size	1.34 acres (58,344 sqft)
Owner	Individual Name on File
Last Sale	$605,000 (Feb 2024)
Tax Bill	$2,065 (2025)
Deeds & Mortgages	Feb 2024 Sale Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`066080 06125`

Property Details

APN / Parcel Number

Primary APN	`066080 06125`
Alternative APN	`080 06125`

Interior

Full Baths	5 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	4,368 sqft Living Area
1st Floor Area	3,432 sqft
Upper Floors Area	1,560 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	58,344 sqft (1.34 acres)
Lot Dimensions	429 ft deep x 136 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	925 sqft
Parking Spaces	3 Parking Spaces
Pool Area	774 sqft
Porch	Open Porch
Porch Area	835 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	540 ALLYSON ST
City	RIVES
State	TN
Zip	38253-3047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDRAM HILLS SUB 27
Legal Subdivision	WINDRAM HILLS SUB
Legal Lot Number	27
Jurisdiction	OBION TN
Township / Civil Division	3
Census Block Group	2
Census Block	2027
Census Tract	965800

Owner

540 Allyson St is owned and occupied by an individual who bought it in February 2024.

Source: Obion County records, as of January 23, 2026

Owner of Record	Individual Name on File
Mailing Address	540 ALLYSON ST, RIVES, TN 38253-3047
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Warranty Deed, Transfer
Oct 7, 2022	Warranty Deed, Transfer · Conventional Mortgage LEADERS CU
Jun 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2024 · Amount on File
Deed Sale	Feb 15, 2024 · Amount on File
Prior Sale	Oct 7, 2022 · Amount on File
Deed Document Number	0000037986
Deed Book / Page	379 / 86
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OBION TN
Recording Date	Feb 15, 2024
Property Address	540 ALLYSON ST, RIVES, TN 38253-3047
Document Number	0000379/86
Book / Page	379 / 86
Map Reference	MB 14 PG 47
Instrument Date	Feb 15, 2024
Instrument	81845
Transaction Type	Transfer
Record Updated	Feb 29, 2024

Transaction

Amount	Amount on Record
Tax	$2,238.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 ALLYSON ST, RIVES, TN 38253-3047
Investor	Possibly a Property Investor

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OBION TN
Recording Date	Oct 7, 2022
Property Address	540 ALLYSON ST, RIVES, TN 38253-3047
Document Number	000336/539
Book / Page	336 / 539
Map Reference	MB 14 PG 47
Instrument Date	Oct 7, 2022
Instrument	75598
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,146.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	540 ALLYSON ST, RIVES, TN 38253-3047

Mortgage

Document Number	0000075599
Date	Oct 7, 2022
Instrument	75599

Lender

Name	LEADERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OBION TN
Property Address	540 ALLYSON ST, RIVES, TN 38253-3047
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053668
Date	Jun 21, 2018
Book Page	218/346
Instrument	53668

Lender

Name	COMMERCIAL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 540 Allyson St was $2,065.

Source: Obion County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Obion County
Unified School District	Obion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,065.00	$149,600 Land $11,200 Building $138,400
2023		$149,600 (+53.75%) Land $11,200 Building $138,400	$598,400 (+53.75%) Land $44,800 Building $553,600
2022		$97,300 Land $9,100 Building $88,200	$389,200 Land $36,400 Building $352,800
2018	$1,854.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 540 Allyson St in Zone X, an area of minimal flood risk, though there have been 47 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	47 (1997–2025)
Claims Outside the SFHA	1 of 47
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2025 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Allyson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION CITY WATER DEPT serves 16,180 people · EPA ID TN0000720
Water Source	Groundwater
Last State Inspection	Jun 2022
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Union City Energy Authority Fiber	1,000 / 1,000

May also be available: Gibson Connect.

Cell Coverage

5G (outdoors only) and 4G LTE

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