540 Abbey St, Birmingham, MI 48009 Property Records

Oakland County property record for 540 Abbey St, Birmingham, MI 48009

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,753 sqft · built 1952
Lot Size0.217 acres (9,453 sqft)
Owner2 Individual Names on Record
Last Sale$490,000 (Aug 2011)
Tax Bill$11,080 (2025)
Deeds & MortgagesSep 2021 Mortgage
Mar 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN08-19-25-253-008

Property Details

APN / Parcel Number

Primary APN08-19-25-253-008

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area2,753 sqft Living Area
1st Floor Area1,482 sqft
Basement Area1,307 sqft
Unfinished Basement1,307 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 2020
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeRaised
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,453 sqft (0.217 acres)
Lot Dimensions145 ft deep x 65 ft wide
Garage Area490 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area267 sqft
Deck Area674 sqft
Patio Area674 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address540 ABBEY ST
CityBIRMINGHAM
StateMI
Zip48009-5658
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT2N, R10E, SEC 25 BIRMINGHAM FOREST HILLS LOT 83
Legal Range10E
Legal Township02N
Legal Section25
Legal SubdivisionBIRMINGHAM
Legal Lot Number83
JurisdictionOAKLAND MI
Township / Civil DivisionBIRMINGHAM
Census Block Group1
Census Block1010
Census Tract153100

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address540 ABBEY ST, BIRMINGHAM, MI 48009-5658
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 11, 2021Deed of Trust, Mortgage · Line of Credit
COMERICA BANK
Feb 8, 2018Deed of Trust, Mortgage · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Apr 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2011 · Amount on Record
Deed SaleAug 3, 2011 · Amount on Record
Prior SaleApr 20, 2010 · Amount on Record
Deed Document Number2011141178
Deed Book / Page43258 / 53
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address540 ABBEY ST, BIRMINGHAM, MI 48009-5658
Transaction TypeMortgage
Record UpdatedSep 30, 2021
Title CompanyABSTRACT TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 ABBEY ST, BIRMINGHAM, MI 48009-5658

Mortgage

Document Number0000223354
DateSep 17, 2021
Book Page56863/718
Instrument223354
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2036

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address540 ABBEY ST, BIRMINGHAM, MI 48009-5658
Transaction TypeMortgage
Record UpdatedApr 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 ABBEY ST, BIRMINGHAM, MI 48009-5658

Mortgage

Document Number0000062941
DateMar 11, 2021
Book Page55858/378
Instrument62941
Lender
NameCOMERICA BANK
TypeBank
AddressDALLAS, TX 75201
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 5, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address540 ABBEY ST, BIRMINGHAM, MI 48009-5658
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020801
DateFeb 8, 2018
Book Page51545/00318
Instrument20801
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2033

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address540 ABBEY ST, BIRMINGHAM, MI 48009-5658
Document Number0000075769
Instrument DateApr 4, 2020
Transaction TypeMortgage
Record UpdatedMay 20, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address540 ABBEY ST BIRMINGHAM MI 480095658, BIRMINGHAM, MI 48009-5658

Mortgage

Document Number0000075769
DateApr 13, 2020
Book Page054074/000880
Instrument75769
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 12, 2035

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBirmingham City
CountyOakland County
Unified School DistrictBirmingham City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,080.00 (-9.78%) Homeowner's exemption$456,610 (+7.73%)$913,220 (+7.73%)
2024$12,281.00 (+9.28%)
2023$423,850$847,700
2021$11,238.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBIRMINGHAM
serves 20,472 people · EPA ID MI0000730
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionJan 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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