Codington County property record for 540 8th St SW, Watertown, SD 57201
| Property Type | Commercial |
|---|---|
| Details | built 1997 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,466 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 015665 |
| Primary APN | 015665 |
|---|
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 32,670 sqft (0.75 acres) |
| Lot Dimensions | 323 ft deep x 100 ft wide |
| Street Address | 540 8TH ST SW |
|---|---|
| City | WATERTOWN |
| State | SD |
| Zip | 57201-4131 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | S100' N587' LOT 1 PEDERSON'S SUBD |
| Legal Subdivision | PEDERSON'S SUBD |
| Legal Block | NULL |
| Legal Lot Number | 1 |
| Jurisdiction | CODINGTON SD |
| Township / Civil Division | WATERTOWN |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 954502 |
540 8th St SW, a commercial property, is owned by an individual.
Source: Codington County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 540 8TH ST SW, WATERTOWN, SD 57201-4131 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 540 8th St SW was $1,466, up 0.1% from the year before.
Source: Codington County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Codington County |
| Municipality | Watertown City |
| Unified School District | Watertown School District 14-4 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,466.00 (+0.07%) | $113,348 (+2.75%) Land $19,879 Building $93,469 |
| 2025 | $1,465.00 (+0.48%) | $110,316 Land $16,847 Building $93,469 |
| 2024 | $1,458.00 | |
| 2023 | $107,746 Land $14,277 Building $93,469 | |
| 2022 | $1,528.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 540 8th St SW in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 4, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 18 (1997–2011) |
| Claims Outside the SFHA | 5 of 18 |
| Most Recent Claim | Apr 2011 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 540 8th St SW is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of South Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN MUNICIPAL UTILITIES serves 23,230 people · EPA ID SD4600356 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 1,250 / 60 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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