540 8th St SW, Watertown, SD 57201 Property Records

Codington County property record for 540 8th St SW, Watertown, SD 57201

Property Summary

Property TypeCommercial
Detailsbuilt 1997
Lot Size0.75 acres (32,670 sqft)
OwnerIndividual Name on File
Tax Bill$1,466 (2026)
Flood ZoneZone AE (high risk)
APN015665

Property Details

APN / Parcel Number

Primary APN015665

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Lot Area32,670 sqft (0.75 acres)
Lot Dimensions323 ft deep x 100 ft wide

Location & Zoning

Street Address540 8TH ST SW
CityWATERTOWN
StateSD
Zip57201-4131
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionS100' N587' LOT 1 PEDERSON'S SUBD
Legal SubdivisionPEDERSON'S SUBD
Legal BlockNULL
Legal Lot Number1
JurisdictionCODINGTON SD
Township / Civil DivisionWATERTOWN
Census Block Group2
Census Block2024
Census Tract954502

Owner

540 8th St SW, a commercial property, is owned by an individual.

Source: Codington County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address540 8TH ST SW, WATERTOWN, SD 57201-4131
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 540 8th St SW was $1,466, up 0.1% from the year before.

Source: Codington County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyCodington County
MunicipalityWatertown City
Unified School DistrictWatertown School District 14-4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,466.00 (+0.07%)$113,348 (+2.75%) Land $19,879 Building $93,469
2025$1,465.00 (+0.48%)$110,316 Land $16,847 Building $93,469
2024$1,458.00
2023$107,746 Land $14,277 Building $93,469
2022$1,528.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 540 8th St SW in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 4, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims18 (1997–2011)
Claims Outside the SFHA5 of 18
Most Recent ClaimApr 2011 · Flooding
Claims by Event
  • Flooding, Apr 2011 · 6 claims
  • Severe Winter Storms, Flooding, And Ice Jams, Apr 2001 · 3 claims
  • Severe Flooding, Sever Winter Storms,heavy Rains High Winds, Apr 1997 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 8th St SW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of South Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERTOWN MUNICIPAL UTILITIES
serves 23,230 people · EPA ID SD4600356
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable · Fixed Wireless in parts of the area
1,250 / 60
Bluepeak
Cable · Fiber in parts of the area
1,000 / 30
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on 8th St SW

Nearby Streets

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