LaSalle County property record for 540 7th Ave, Ottawa, IL 61350
| Property Type | Single Family Home |
|---|---|
| Details | 704 sqft · built 1920 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,613 (2025) |
| Deeds & Mortgages | Mar 2025 Mortgage Apr 2010 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-13-113-011 |
| Primary APN | 22-13-113-011 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 704 sqft Total Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 7,405 sqft (0.17 acres) |
| Street Address | 540 7TH AVE |
|---|---|
| City | OTTAWA |
| State | IL |
| Zip | 61350-4114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND PARK ADD, S1/2 LTS 13 & 14 BLK 6 SEC 13-33-3 |
| Legal Range | 03 |
| Legal Township | 33 |
| Legal Section | 13 |
| Legal Subdivision | HIGHLAND PARK (PT VACATED) |
| Legal Block | 6 |
| Legal Lot Number | 13-14 |
| Jurisdiction | LASALLE IL |
| Township / Civil Division | SOUTH OTTAWA |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 963600 |
Source: LaSalle County assessment roll, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 603 DORCHESTER CT, NAPERVILLE, IL 60565-4317 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 4, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU |
| Apr 8, 2010 | Deed of Trust, Mortgage · FHA Mortgage I FREEDOM DIRECT CORPORATION |
| Aug 25, 2008 | Deed of Trust, Mortgage · FHA Mortgage ADVANCED FINANCIAL SERVICES INC |
| Jun 3, 2013 | Deed of Trust, Mortgage · FHA Mortgage IFREEDOM DIRECT CORP |
| Aug 1, 2025 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 6, 2025 | Executor's Deed, Transfer HEARTLAND TITLE COMPANY, WHEATLAND TITLE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 1, 2025 |
| Deed Sale | Aug 1, 2025 |
| Prior Sale | Jan 6, 2025 · Amount on Record |
| Deed Document Number | 20257992 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Property Address | 540 7TH AVE, OTTAWA, IL 61350-4114 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202501994 |
|---|---|
| Date | Mar 4, 2025 |
| Instrument | 2025-01994 |
| Name | FINANCIAL PLUS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 21, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Property Address | 540 7TH AVE, OTTAWA, IL 61350-4114 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0201007077 |
|---|---|
| Date | Apr 8, 2010 |
| Instrument | 2010-07077 |
| Name | I FREEDOM DIRECT CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Property Address | 540 7TH AVE, OTTAWA, IL 61350-4114 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 0200819181 |
|---|---|
| Date | Aug 25, 2008 |
| Instrument | 2008-19181 |
| Name | ADVANCED FINANCIAL SERVICES INC |
|---|---|
| Type | Subprime Lender |
| Address | MIDDLETOWN, RI 02842 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Property Address | 540 7TH AVE, OTTAWA, IL 61350-4114 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Title Company | RIVER CITY TITLE COMPANY, LIBERTY TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0201311733 |
|---|---|
| Date | Jun 3, 2013 |
| Instrument | 2013-11733 |
| Name | IFREEDOM DIRECT CORP |
|---|---|
| Type | Lending Institution |
| Address | SALT LAKE CITY, UT 84109 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LASALLE IL |
| Recording Date | Aug 1, 2025 |
| Property Address | 540 7TH AVE, OTTAWA, IL 61350-4114 |
| Document Number | 0202507992 |
| Map Reference | MB G PG 15 |
| Instrument Date | Jul 25, 2025 |
| Instrument | 2025-07992 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 603 DORCHESTER CT, NAPERVILLE, IL 60565-4317 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | LASALLE IL |
| Recording Date | Jan 6, 2025 |
| Property Address | 540 7TH AVE, OTTAWA, IL 61350-4114 |
| Document Number | 0202500140 |
| Map Reference | MB G PG 15 |
| Instrument Date | Jan 2, 2025 |
| Instrument | 2025-00140 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Title Company | HEARTLAND TITLE COMPANY, WHEATLAND TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $193.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 603 DORCHESTER CT, NAPERVILLE, IL 60565-4317 |
Source: LaSalle County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | LaSalle County |
| County Subdivision | South Ottawa Township |
| Municipality | Ottawa City |
| Elementary School District | Ottawa Elementary School District 141 (PK - 08) |
| Secondary School District | Ottawa Township High School District 140 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,613.00 (+2,566.33%) | $31,950 (+17.98%) Land $7,241 Building $24,709 | $95,850 (+17.98%) Land $21,723 Building $74,127 |
| 2024 | $98.00 | ||
| 2023 | $27,081 (+9.53%) Land $6,138 Building $20,943 | $81,243 (+9.53%) Land $18,414 Building $62,829 | |
| 2022 | $24,725 Land $8,246 Building $16,479 | $74,175 Land $24,738 Building $49,437 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1996–1997) |
| Most Recent Claim | Feb 1997 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTTAWA serves 18,097 people · EPA ID IL0990800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Radium resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable · Fixed Wireless · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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