540 6th Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 540 6th Ave NE, Saint Cloud, MN 56304

Property Summary

Property Type	Multi-Family Dwellings
Lot Size	0.394 acres (17,178 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Nov 2019)
Tax Bill	$5,634 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17.02354.00`

Property Details

APN / Parcel Number

Primary APN	`17.02354.00`

Exterior

Architectural Style	Multi-Family
Lot Area	17,178 sqft (0.394 acres)

Location & Zoning

Street Address	540 6TH AVE NE
City	SAINT CLOUD
State	MN
Zip	56304-0116
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SECT-36 TWP-036 RANGE-031 LEONARDOS DIVISION LOT-001 BLOCK-001
Legal Range	031
Legal Township	036
Legal Section	36
Legal Subdivision	LEONARDOS DIVISION
Legal Block	1
Legal Lot Number	1
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4000
Census Tract	21201

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	612 COUNTY ROAD 2 S, SAINT STEPHEN, MN 56375-9688
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage BREMER BANK NA
Nov 5, 2019	Warranty Deed, Transfer · Conventional Mortgage TRUSTONE FINANCIAL FCU
Jul 19, 2019	Quit Claim Deed, Transfer Quitclaim
Jul 19, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2019 · Amount on Record
Deed Sale	Nov 5, 2019 · Amount on Record
Prior Sale	Feb 13, 2007 · Amount on Record
Deed Document Number	2019439393
Prior Transfer Date	Jul 17, 2019
Prior Transfer Doc	0000437058
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	540 6TH AVE NE, SAINT CLOUD, MN 56304-0116
Transaction Type	Mortgage
Record Updated	Sep 19, 2022
Title Company	ANCONA T&E ST CLOUD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000447908
Date	Dec 4, 2020
Instrument	447908

Lender

Name	BREMER BANK NA
Type	Bank
Address	SAINT PAUL, MN 55102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Nov 5, 2019
Property Address	540 6TH AVE NE, SAINT CLOUD, MN 56304-0116
Document Number	0000439393
Instrument Date	Oct 31, 2019
Instrument	439393
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	TRI COUNTY ABSTRACT AND TITLE GUARANT, TRI CNTY ABSTRACT & TTL GUAR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$693.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 COUNTY ROAD 2 S, SAINT STEPHEN, MN 56375-9688

Mortgage

Document Number	0000439394
Date	Nov 5, 2019
Instrument	439394

Lender

Name	TRUSTONE FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2034

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON MN
Recording Date	Jul 19, 2019
Property Address	540 6TH AVE NE, SAINT CLOUD, MN 56304-0116
Document Number	0000437057
Instrument Date	Jul 17, 2019
Instrument	437057
Transaction Type	Transfer
Record Updated	Sep 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1619 COOPER AVE S, SAINT CLOUD, MN 56301-4927

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BENTON MN
Recording Date	Jul 19, 2019
Property Address	540 6TH AVE NE, SAINT CLOUD, MN 56304-0116
Document Number	0000437058
Instrument Date	Jul 17, 2019
Instrument	437058
Transaction Type	Transfer
Record Updated	Sep 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 ROOSEVELT RD, SAINT CLOUD, MN 56301-3873

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,634.00 (+28.57%)	$293,900 (+13.56%) Land $25,000 Building $268,900	$293,900 (+13.56%) Land $25,000 Building $268,900
2023	$4,382.00	$258,800 Land $25,000 Building $233,800	$258,800 Land $25,000 Building $233,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink.

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