540 5th St, Aurora, IL 60505 Property Records

Kane County property record for 540 5th St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,802 sqft · built 1900
Lot Size	0.496 acres (21,584 sqft)
Owner	2 Individual Names on File
Last Sale	$301,000 (Dec 2023)
Tax Bill	$7,026 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Dec 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`15-27-327-030`

Property Details

APN / Parcel Number

Primary APN	`15-27-327-030`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,802 sqft Living Area
Gross Area	4,918 sqft
Basement Area	2,116 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	21,584 sqft (0.496 acres)
Lot Dimensions	199 ft deep x 108 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	540 5TH ST
City	AURORA
State	IL
Zip	60505-4743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARMONS ADDN W 199.8 FT : LOT 12 BLK 1 : GIFFORDS ADDN LOT DIMENSIONS: 108 X 199.85 APPROX LOT SQ FT 21584 SUBDIVISION: SEC 27&34 N ASHLAND RANGE CODE: 001
Legal Subdivision	HARMONS ADDN
Legal Block	1
Legal Lot Number	12
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	4
Census Block	4005
Census Tract	854301

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	466 SIMMS ST, AURORA, IL 60505-5206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Deed of Trust, Mortgage · Conventional Mortgage EARTHMOVER CU
Dec 4, 2023	Executor's Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2023 · Amount on File
Deed Sale	Dec 4, 2023 · Amount on File
Deed Document Number	202342165
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	540 5TH ST, AURORA, IL 60505-4743
Transaction Type	Mortgage
Record Updated	Jan 26, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	466 SIMMS ST, AURORA, IL 60505-5206

Mortgage

Document Number	0000001996
Date	Jan 19, 2024
Instrument	2024K001996

Lender

Name	EARTHMOVER CU
Type	Credit Union
Address	OSWEGO, IL 60543

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Dec 1, 2038

Interest

Rate Type	Fixed Rate
Rate	7%

December 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	KANE IL
Recording Date	Dec 4, 2023
Property Address	540 5TH ST, AURORA, IL 60505-4743
Document Number	0000042165
Instrument Date	Nov 17, 2023
Instrument	2023K042165
Transaction Type	Transfer
Record Updated	Dec 11, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$301.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	540 5TH ST, AURORA, IL 60505-4743

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,026.00 (+98.87%)	$115,582 (+9.39%) Land $14,804 Building $100,778	$346,885 (+9.39%) Land $44,430 Building $302,455
2024		$105,660 (+25.42%) Land $13,533 Building $92,127	$317,107 (+25.47%) Land $40,615 Building $276,492
2022	$3,533.00 (-5.89%) Homeowner's exemption	$84,244 (+7.41%) Land $11,033 Building $73,211	$252,732 (+7.41%) Land $33,099 Building $219,633
2021	$3,754.00 Homeowner's exemption	$78,432 Land $10,272 Building $68,160	$235,296 Land $30,816 Building $204,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon, Watch TV.

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