540 5th Ave SE, Milaca, MN 56353 Property Records

Mille Lacs County property record for 540 5th Ave SE, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,064 sqft · built 1970
Lot Size	0.513 acres (22,373 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Oct 2011)
Tax Bill	$3,052 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-043-1480`

Property Details

APN / Parcel Number

Primary APN	`21-043-1480`

Interior

Building Area	1,064 sqft Total Area
Basement Area	1,064 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	22,373 sqft (0.513 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	120 sqft

Location & Zoning

Street Address	540 5TH AVE SE
City	MILACA
State	MN
Zip	56353-1327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	& N 19 FT ON W SIDE & N 22.6 FT ON E SIDE OF TR DIR S OF LOT 4 OF NW OF NE, SEC 36 TWP 38 RGE 27
Legal Range	27
Legal Township	38
Legal Section	25
Legal Subdivision	THIRD ADDITION TO MILACA
Legal Block	31
Legal Lot Number	4
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	2
Census Block	2041
Census Tract	170500

Owner

540 5th Ave SE is owned and occupied by two individuals who acquired it in August 2020.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	540 5TH AVE SE, MILACA, MN 56353-1327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2011 · Amount on File
Deed Sale	Oct 5, 2011 · Amount on File
Deed Document Number	2011369505
Last Transfer Date	Aug 24, 2020
Transfer Doc	A419007
Record Updated	Oct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Sep 1, 2020
Property Address	540 5TH AVE SE, MILACA, MN 56353-1327
Document Number	A419007
Instrument Date	Aug 24, 2020
Instrument	A419007
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount on Record
Tax	$1.65
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	540 5TH AVE SE, MILACA, MN 56353-1327

Mortgage

Document Number	A419008
Date	Sep 1, 2020
Instrument	A419008

Lender

Name	WATERSTONE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 540 5th Ave SE was $3,052, up 10.3% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,052.00 (+10.34%)	$249,100 (+2.13%) Land $36,800 Building $212,300	$249,100 (+2.13%) Land $36,800 Building $212,300
2025	$2,766.00 Homeowner's exemption	$243,900 Land $32,600 Building $211,300	$243,900 Land $32,600 Building $211,300
2023	$2,670.00	$201,800 Land $28,300 Building $173,500	$201,800 Land $28,300 Building $173,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 5th Ave SE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 5th Ave SE is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 65% of Minnesota
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Milaca serves 3,043 people · EPA ID MN1480002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ECE Fiber Fiber	2,000 / 2,000
Midco Cable · Fiber in parts of the area	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Benton Cooperative Telephone Company Cable	100 / 20
AT&T Fixed Wireless	100 / 20