Fairfield County property record for 540 542 E Chestnut St, Lancaster, OH 43130
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 1 ba · 2,565 sqft · built 1900 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Trust Name on File |
| Last Sale | $82,000 (Dec 2019) |
| Tax Bill | $3,552 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Nov 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-35021-000 |
| Primary APN | 05-35021-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,565 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Wood |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 160 ft deep x 40 ft wide |
| Porch | Open Concrete/Masonry Porch |
|---|---|
| Porch Area | 287 sqft |
| Deck Area | 190 sqft |
| Patio Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 540 542 E CHESTNUT ST |
|---|---|
| City | LANCASTER |
| State | OH |
| Zip | 43130 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | R 18 T 14 S 6 -16- |
| Legal Range | 18W |
| Legal Township | 14N |
| Legal Section | 6 |
| Legal Subdivision | H H HUNTER S SECOND ADDITION |
| Jurisdiction | FAIRFIELD OH |
| Township / Civil Division | LANCASTER CITY |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 32200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lancaster Historic District listed 1983 · 92 contributing resources · NRIS 83003438 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
540 542 E Chestnut St, a duplex, is held in a trust since July 2022.
Source: Fairfield County records, as of May 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 7164 PLEASANT VIEW RD SE, BREMEN, OH 43107-9713 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Nov 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CASON HOME LOANS |
| Sep 2, 2022 | Intrafamily Transfer, Transfer |
| Dec 10, 2019 | Executor's Deed, Transfer · Conventional Mortgage RAPID MORTGAGE COMPANY |
| Dec 10, 2019 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 2019 · Amount on File |
| Deed Sale | Dec 10, 2019 · Amount on File |
| Prior Sale | Mar 1, 1990 · Amount on File |
| Deed Document Number | 201922981 |
| Deed Book / Page | 1810 / 894 |
| Last Transfer Date | Jul 7, 2022 |
| Transfer Doc | 0000018194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Apr 29, 2026 |
| Property Address | 540 542 E CHESTNUT ST, LANCASTER, OH 43130 |
| Document Number | 0000007038 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 20267038 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 7164 PLEASANT VIEW RD SE, BREMEN, OH 43107-9713 |
| Document Number | 0000007038, |
|---|---|
| Date | Apr 29, 2026 |
| Instrument | 20267038 |
| Name | NEWREZ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 540 E CHESTNUT ST, LANCASTER, OH 43130-3805 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000025270 |
|---|---|
| Date | Nov 5, 2020 |
| Book Page | 1844/1510 |
| Instrument | 202000025270 |
| Name | CASON HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Address | NORTH PALM BEACH, FL 33408 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Sep 2, 2022 |
| Property Address | 540 E CHESTNUT ST, LANCASTER, OH 43130-3805 |
| Document Number | 0000018194 |
| Instrument Date | Jul 7, 2022 |
| Instrument | 202200018194 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 7164 PLEASANTVIEW RD SE, BREMEN, OH 43107-9713 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Dec 10, 2019 |
| Property Address | 540 E CHESTNUT ST, LANCASTER, OH 43130-3805 |
| Document Number | 0000022981 |
| Book / Page | 1810 / 0894 |
| Instrument Date | Dec 6, 2019 |
| Instrument | 201900022981 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7870 E KEMPER RD # 250, 250, CINCINNATI, OH 45249-1675 |
| Document Number | 0000022982 |
|---|---|
| Date | Dec 10, 2019 |
| Instrument | 201900022982 |
| Name | RAPID MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Dec 10, 2019 |
| Property Address | 540 E CHESTNUT ST, LANCASTER, OH 43130-3805 |
| Document Number | 0000022980 |
| Book / Page | 001810 / 000891 |
| Instrument Date | Oct 14, 2019 |
| Instrument | 22980 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 540-542 E CHESTNUT ST LANCASTER OH 431303805, LANCASTER, OH 43130-3805 |
Source: Fairfield County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Fairfield County |
| Municipality | Lancaster City |
| Unified School District | Lancaster City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $55,020 Land $15,960 Building $39,060 | $157,190 Land $45,600 Building $111,590 | |
| 2024 | $3,552.00 (+141.96%) | ||
| 2023 | $1,468.00 | $39,520 (-) Land $6,380 Building $33,140 | |
| 2022 | $39,520 Land $6,380 Building $33,140 | $112,930 Land $18,240 Building $94,690 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 540 542 E Chestnut St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 3 (1995–2025) |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 540 542 E Chestnut St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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