Grand County property record for 540 4th St, Granby, CO 80446
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.75 ba · 1,464 sqft · built 1998 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Dec 2025) |
| Tax Bill | $1,080 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jul 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R109410 |
| Primary APN | R109410 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Stories | 1 Story |
| Building Area | 1,464 sqft |
| Gross Area | 1,660 sqft |
| 1st Floor Area | 1,464 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Mobile Home |
| Construction Type | Wood |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R109410 |
|---|---|
| Street Address | 540 4TH ST |
| City | GRANBY |
| State | CO |
| Zip | 80446-5012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 44 |
| Legal Description | SUBD: MORAINE PARK LOT: 40 BLOCK: 5 |
| Legal Range | 78W |
| Legal Township | 1S |
| Legal Section | 28 |
| Legal Subdivision | MORAINE PARK |
| Legal Block | 5 |
| Legal Lot Number | 40 |
| Jurisdiction | GRAND CO |
| Township / Civil Division | GRANBY |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 207 |
Source: Grand County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 540 4TH ST, GRANBY, CO 80446-5012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage 21ST MORTGAGE CORP |
| Jul 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage 21ST MORTGAGE CORP |
| May 2, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Dec 24, 2025 | Warranty Deed, Transfer · Construction Mortgage ZB NA |
| Jul 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage 21ST MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 24, 2025 · Amount on Record |
| Deed Sale | Dec 24, 2025 · Amount on Record |
| Prior Sale | Sep 16, 2015 · Amount on Record |
| Deed Document Number | 202510183 |
| Prior Transfer Date | Dec 19, 2025 |
| Prior Transfer Doc | 2025010183 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAND CO |
| Property Address | 540 4TH ST, GRANBY, CO 80446-5012 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2026 |
| Title Company | TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES |
| Name | Verified Name |
|---|
| Document Number | 2021012558 |
|---|---|
| Date | Nov 5, 2021 |
| Instrument | 2021012558 |
| Name | 21ST MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | KNOXVILLE, TN 37902 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Nov 15, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAND CO |
| Property Address | 540 4TH ST, GRANBY, CO 80446-5012 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2026 |
| Title Company | TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES |
| Name | Verified Name |
|---|
| Document Number | 2017005721 |
|---|---|
| Date | Jul 24, 2017 |
| Instrument | 2017005721 |
| Name | 21ST MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | KNOXVILLE, TN 37902 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 277 Months |
| Due | Aug 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAND CO |
| Property Address | 540 4TH ST, GRANBY, CO 80446-5012 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2024002712 |
|---|---|
| Date | May 2, 2024 |
| Instrument | 2024002712 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 650 S TRYON ST # 88, CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 23, 2054 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAND CO |
| Recording Date | Dec 24, 2025 |
| Property Address | 540 4TH ST, GRANBY, CO 80446-5012 |
| Document Number | 2025010183 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 2025010183 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2026 |
| Title Company | HOMESTEAD TITLE AND ESCROW, HOMESTEAD TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Tax | $18.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 540 4TH ST, GRANBY, CO 80446-5012 |
| Document Number | 2025010184 |
|---|---|
| Date | Dec 24, 2025 |
| Instrument | 2025010184 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2036 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.8% |
| Index | 1-Year CMT |
| Max Rate | 11.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAND CO |
| Property Address | 540 4TH ST, GRANBY, CO 80446 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES |
| Name | Verified Name |
|---|
| Document Number | 2017005721 |
|---|---|
| Date | Jul 24, 2017 |
| Instrument | 2017005721 |
| Name | 21ST MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | KNOXVILLE, TN 37902 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 277 Months |
| Due | Aug 1, 2040 |
Source: Grand County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Grand County |
| Unified School District | East Grand School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,080.00 (-23.3%) | $20,320 (-25.1%) Land $3,500 Building $16,820 | $325,070 (-19.74%) Land $56,000 Building $269,070 |
| 2023 | $1,408.00 (+87.98%) | $27,130 (+101.71%) Land $3,300 Building $23,830 | $405,000 (+109.21%) Land $49,300 Building $355,700 |
| 2022 | $749.00 | $13,450 Land $2,220 Building $11,230 | $193,590 Land $32,000 Building $161,590 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Colorado |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRANBY TOWN OF NORTH SERVICE AREA serves 2,025 people · EPA ID CO0125321 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| ElektraFi Fixed Wireless | 400 / 60 |
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