540 4th St, Chipley, FL 32428 Property Records

Washington County property record for 540 4th St, Chipley, FL 32428 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 2002
Square Footage1,004 sqft Living Area
Lot Size15,812 sqft (0.363 acres)
OccupancyOwner Occupied
Last Sale$136,000 (2026)
Tax Bill$1,621.00 (2025)

Property Details

APN / Parcel Number

Primary APN000028590000
Alternative APNs
  • 00000000-00-2859-0000
  • 28590000

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,004 sqft Living Area
Gross Area1,196 sqft Gross Area
1st Floor920 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 2002
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area15,812 sqft (0.363 acres)
Depth X Width140 ft x 113 ft Depth x Width
Garage TypeCarport Garage
Garage Area192 sqft Garage
CarportCarport
Carport Area192 sqft Carport

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address540 4TH ST
CityCHIPLEY
StateFL
Zip32428-1180
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description33 5 13 OR 793 P 313 BEG. AT SEC OF LOT 2,RUN N. 140, W. 113, S. 140, E. 113 TO POB BLK F
Legal Range13W
Legal Township05S
Legal Section33
Legal SubdivisionHAGERMAN ADD
Legal BlockF
Legal Lot Number2
JurisdictionWASHINGTON FL
Minor Civil DivisionCHIPLEY
Census Blockgroup1
Census Block1044
Census Tract970103

Owner

Source: Washington County records · APN 000028590000

Assessment roll updated December 3, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address540 4TH ST, CHIPLEY, FL 32428-1180
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 02, 2026Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MORTGAGE SOLUTIONS OF COLORADO LLC
Mar 02, 2026Intrafamily Transfer, Transfer
SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 02, 2026 · Amount on Record
Deed SaleMar 02, 2026 · Amount on Record
Prior SaleOct 13, 2008 · Amount on Record
Deed Doc Number20261502
Deed Book / Page1363 / 193
Prior Transfer DateOct 03, 2008
Prior Transfer Doc0067007160
Record RefreshedSep 20, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateMar 02, 2026
Property Address540 4TH ST, CHIPLEY, FL 32428-1180
Document Number0067001502
Book / Page1363 / 193
Instrument DateFeb 25, 2026
Instrument202667001502
Transaction TypeTransfer
Record UpdatedApr 21, 2026
Title CompanySUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$952.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 4TH ST, CHIPLEY, FL 32428-1180

Mortgage

Document Number0000000195
DateMar 02, 2026
Instrument1363/195
Lender
NameMORTGAGE SOLUTIONS OF COLORADO LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2056

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWASHINGTON FL
Recording DateMar 02, 2026
Property Address540 4TH ST, CHIPLEY, FL 32428-1180
Document Number0067001501
Book / Page1363 / 191
Instrument DateJan 27, 2026
Instrument202667001501
Transaction TypeTransfer
Record UpdatedApr 20, 2026
Title CompanySUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4332 8TH AVE, MARIANNA, FL 32446-2045

Transferred To (Grantee/Buyer)

NameVerified Name
Address5953 RAVINES LN, PENSACOLA, FL 32526-4558

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated December 3, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityChipley City
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,621.00 (+9.75%)$93,727 (+1.3%) Land $8,475 Building $85,252$93,727 (+1.3%) Land $8,475 Building $85,252
2024$1,477.00 (+12.75%)$92,521 (+23.55%) Land $8,475 Building $84,046$92,521 (+23.55%) Land $8,475 Building $84,046
2023$1,310.00 (+10.08%)$74,885 (+12.5%) Land $8,475 Building $66,410$74,885 (+12.5%) Land $8,475 Building $66,410
2022$1,190.00$66,564 Land $6,215 Building $60,349$66,564 Land $6,215 Building $60,349

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (12133C), updated July 4, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskLow
34th percentile nationally · 9th in Florida
Wildfire LikelihoodAbout 1 in 2,128 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on 4th St

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