540 4th Ave, Aurora, IL 60505 Property Records

Kane County property record for 540 4th Ave, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,708 sqft · built 1902
Lot Size	0.083 acres (3,608 sqft)
Owner	Company Name on Record
Last Sale	$40,500 (Mar 2013)
Tax Bill	$3,746 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-27-252-009`

Property Details

APN / Parcel Number

Primary APN	`15-27-252-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,708 sqft Living Area
Gross Area	2,646 sqft
Basement Area	854 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Architectural Style	Traditional
Construction Type	Frame
Lot Area	3,608 sqft (0.083 acres)
Lot Dimensions	86.5 ft deep x 41.7 ft wide
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	None
Water Source	Commercial

Location & Zoning

Street Address	540 4TH AVE
City	AURORA
State	IL
Zip	60505-4351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	C WAGNERS SUBDN : SEE PLAT LOT DIMENSIONS: 41.71 X 86.50 APPROX LOT SQ FT 3608 SUBDIVISION: SEC 27&34 N ASHLAND RANGE CODE: 001
Legal Subdivision	C WAGNERS SUB
Legal Block	4
Legal Lot Number	6,8
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	4
Census Block	4000
Census Tract	854301

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2814 BEACON POINT CIR, ELGIN, IL 60124-3113
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2018	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN HEARTLAND BANK & TRUST
Feb 15, 2018	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN HEARTLAND BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2013 · Amount on Record
Deed Sale	Mar 1, 2013 · Amount on Record
Prior Sale	Aug 14, 2012
Deed Document Number	201316153
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	540 4TH AVE, AURORA, IL 60505-4351
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007433
Date	Feb 15, 2018
Instrument	2018K007433

Lender

Name	AMERICAN HEARTLAND BANK & TRUST
Type	Bank
Address	SUGAR GROVE, IL 60554

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 14, 2023

Interest

Rate	5.5%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	540 4TH AVE, AURORA, IL 60505-4351
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007432
Date	Feb 15, 2018
Instrument	2018K007432

Lender

Name	AMERICAN HEARTLAND BANK & TRUST
Type	Bank
Address	SUGAR GROVE, IL 60554

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 14, 2023

Interest

Rate	5.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,746.00 (+15.33%)	$57,368 (+9.39%) Land $3,736 Building $53,632	$172,173 (+9.39%) Land $11,212 Building $160,960
2024		$52,443 (+22.67%) Land $3,415 Building $49,028	$157,392 (+22.71%) Land $10,249 Building $147,143
2022	$3,248.00 (+1.09%)	$42,753 (+7.41%) Land $2,784 Building $39,969	$128,259 (+7.41%) Land $8,352 Building $119,907
2021	$3,213.00	$39,804 Land $2,592 Building $37,212	$119,412 Land $7,776 Building $111,636

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Verizon, Watch TV.

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