Stearns County property record for 540 3rd St NW, Richmond, MN 56368
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,320 sqft · built 1981 |
| Lot Size | 0.349 acres (15,184 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Jan 2020) |
| Tax Bill | $3,224 (2026) |
| Deeds & Mortgages | Jan 2020 Sale Aug 2019 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-41075-0009 |
| Primary APN | 74-41075-0009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| Gross Area | 1,152 sqft |
| 1st Floor Area | 960 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,184 sqft (0.349 acres) |
| Lot Dimensions | 146 ft deep x 104 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 540 3RD ST NW |
|---|---|
| City | RICHMOND |
| State | MN |
| Zip | 56368-8482 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 005 BLK 002 WOLF'S ADD SECTION 14 TOWNSHIP 123 RANGE 031 SECTION 14 TOWNSHIP 123 RANGE 031 |
| Legal Range | 31W |
| Legal Township | 123 |
| Legal Section | 14 |
| Legal Subdivision | WOLFS ADD |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 11102 |
Source: Stearns County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 540 3RD ST NW, RICHMOND, MN 56368-8482 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 3, 2020 | Warranty Deed, Transfer |
| Aug 5, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Jul 5, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Nov 8, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2020 · Amount on Record |
| Deed Sale | Jan 3, 2020 · Amount on Record |
| Prior Sale | Aug 29, 2005 · Amount on Record |
| Deed Document Number | 20201560397 |
| Prior Transfer Date | Nov 6, 2018 |
| Prior Transfer Doc | 00A1532988 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jan 3, 2020 |
| Property Address | 540 3RD ST NW, RICHMOND, MN 56368-8482 |
| Document Number | 00A1560397 |
| Instrument Date | Dec 13, 2019 |
| Instrument | A1560397 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 540 3RD ST NW, RICHMOND, MN 56368-8482 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Aug 5, 2019 |
| Property Address | 540 3RD ST NW, RICHMOND, MN 56368-8482 |
| Document Number | 00A1549406 |
| Instrument Date | Jul 31, 2019 |
| Instrument | A1549406 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 540 3RD ST NW, RICHMOND, MN 56368-8482 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jul 5, 2019 |
| Property Address | 540 3RD ST NW, RICHMOND, MN 56368-8482 |
| Document Number | 00A1547232 |
| Instrument Date | Mar 5, 2019 |
| Instrument | A1547232 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 540 3RD ST NW, RICHMOND, MN 56368-8482 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Nov 8, 2018 |
| Property Address | 540 3RD ST NW, RICHMOND, MN 56368-8482 |
| Document Number | 00A1532988 |
| Instrument Date | Nov 6, 2018 |
| Instrument | A1532988 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1037 16TH AVE S, SAINT CLOUD, MN 56301-5235 |
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | Richmond City |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,224.00 (+9.66%) | ||
| 2025 | $271,000 (+4.43%) Land $42,100 Building $228,900 | $271,000 (+4.43%) Land $42,100 Building $228,900 | |
| 2023 | $2,940.00 | $259,500 Land $41,000 Building $218,500 | $259,500 Land $41,000 Building $218,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Richmond serves 1,506 people · EPA ID MN1730022 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 85 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Arvig Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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