Contra Costa County property record for 540 38th St, Richmond, CA 94805
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 986 sqft · built 1940 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $618,500 (Oct 2025) |
| Tax Bill | $9,113 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 517-020-016-5 |
| Primary APN | 517-020-016-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 986 sqft Living Area |
| 1st Floor Area | 986 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 5,000 sqft (0.115 acres) |
| Garage Type | Attached |
| Garage Area | 224 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 540 38TH ST |
|---|---|
| City | RICHMOND |
| State | CA |
| Zip | 94805-2202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SPAULD RICH PULL TWNST LOTS 34&35 BLK 25 |
| Legal Subdivision | SPAULDING RICHMOND |
| Legal Block | 25 |
| Legal Lot Number | 34,35 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 371000 |
540 38th St is owned by two individuals who bought it in October 2025.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2362 ROOSEVELT AVE, RICHMOND, CA 94804-1643 |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2025 · Amount on File |
| Deed Sale | Oct 3, 2025 · Amount on File |
| Prior Sale | May 20, 2025 · Amount on File |
| Deed Document Number | 2025103704 |
| Prior Transfer Date | Mar 14, 2024 |
| Prior Transfer Doc | 0000080060 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Oct 3, 2025 |
| Property Address | 540 38TH ST, RICHMOND, CA 94805-2202 |
| Document Number | 0000103704 |
| Map Reference | MB 4 PG 80 |
| Instrument Date | Sep 24, 2025 |
| Instrument | 2025- 103704 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2362 ROOSEVELT AVE, RICHMOND, CA 94804-1643 |
| Document Number | 0000103705 |
|---|---|
| Date | Oct 3, 2025 |
| Instrument | 2025- 103705 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
The 2025 property tax bill for 540 38th St was $9,113.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Richmond City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $618,500 (+15.5%) Land $400,000 Building $218,500 | |
| 2025 | $9,113.00 | $535,500 Land $397,800 Building $137,700 |
| 2023 | $2,085.00 (+4.09%) Homeowner's exemption | $49,185 Land $23,259 Building $25,926 |
| 2022 | $2,003.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 540 38th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 540 38th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 949 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Etheric Networks, GeoLinks.
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