Santa Cruz County property record for 540 34th Ave, Santa Cruz, CA 95062
| Property Type | Single Family Home |
|---|---|
| Details | 1,450 sqft · built 1929 |
| Lot Size | 0.119 acres (5,184 sqft) |
| Owner | Trust Name on File |
| Last Sale | $222,907 (Feb 2007) |
| Tax Bill | $13,910 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 032-112-14 |
| Primary APN | 032-112-14 |
|---|---|
| Alternative APN |
|
| Building Area | 1,450 sqft Living Area |
|---|---|
| Gross Area | 1,882 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1949 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 5,184 sqft (0.119 acres) |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 540 34TH AVE |
|---|---|
| City | SANTA CRUZ |
| State | CA |
| Zip | 95062-5105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-5-PP |
| Legal Subdivision | BELTZ-HAVEN 02 |
| Legal Lot Number | 39 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 121601 |
540 34th Ave is held in a trust since February 2016.
Source: Santa Cruz County records, as of September 15, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 627 HIGH ST, SANTA CRUZ, CA 95060-2644 |
| Owner Type | Individual |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 8, 2007 · Amount on File |
| Deed Sale | Feb 8, 2007 · Amount on File |
| Prior Sale | Sep 30, 2004 · Amount on File |
| Deed Document Number | 20077425 |
| Last Transfer Date | Feb 5, 2016 |
| Transfer Doc | 0000006931 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Sep 1, 2026 |
| Property Address | 540 34TH AVE, SANTA CRUZ, CA 95062-5105 |
| Document Number | 0000019737 |
| Instrument Date | Aug 27, 2026 |
| Instrument | 202619737 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant, 269 |
| Address | 627 HIGH ST, SANTA CRUZ, CA 95060-2644 |
| Document Number | 0000019737, |
|---|---|
| Date | Sep 1, 2026 |
| Instrument | 202619737 |
| Name | WEST COAST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 540 34th Ave was $13,910.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Live Oak Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,088,807 (+2%) Land $847,285 Building $241,522 | ||
| 2025 | $13,910.00 | $1,067,457 Land $830,671 Building $236,786 | |
| 2023 | $12,578.00 (+2.38%) | $1,017,337 Land $798,415 Building $218,922 | $1,223,100 |
| 2022 | $12,286.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 540 34th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 540 34th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Cruzio, GeoLinks, Spectrum, T-Mobile.
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