Indian River County property record for 540 25th Ct, Vero Beach, FL 32962
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,062 sqft · built 1981 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $169,900 (Aug 2006) |
| Tax Bill | $875 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-14-00020-0000-00189.0 |
| Primary APN | 33-39-14-00020-0000-00189.0 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,062 sqft Living Area |
| 1st Floor Area | 1,062 sqft |
| Interior Walls | Paneling |
| Year Built | Built 1981 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.169 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Area | 327 sqft |
| Driveway | Driveway |
| Driveway Area | 315 sqft |
| Porch | Open Porch |
| Porch Area | 240 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 78935 |
|---|---|
| Street Address | 540 25TH CT |
| City | VERO BEACH |
| State | FL |
| Zip | 32962-1344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | LAURELWOOD UNIT 3 LOT 189 PBI 10-58 |
| Legal Range | 39 |
| Legal Township | 33 |
| Legal Section | 14 |
| Legal Subdivision | LAURELWOOD UNIT 3 |
| Legal Lot Number | 189 |
| Legal Unit | 3 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 50602 |
The current owner of 540 25th Ct bought it in August 2006.
Source: Indian River County records, as of March 5, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 540 25TH CT, VERO BEACH, FL 32962-1344 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 18, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Feb 26, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 2, 2018 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 26, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2006 · Amount on File |
| Deed Sale | Aug 25, 2006 · Amount on File |
| Prior Sale | Jan 14, 2005 · Amount on File |
| Deed Document Number | 1779478 |
| Deed Book / Page | 2072 / 0562 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 540 25TH CT, VERO BEACH, FL 32962-1344 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 540 25TH CT, VERO BEACH, FL 32962-1344 |
| Document Number | 0035121664 |
|---|---|
| Date | Feb 18, 2022 |
| Book Page | 3512/1664 |
| Instrument | 3120220010351 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 540 25TH CT, VERO BEACH, FL 32962-1344 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 540 25TH CT, VERO BEACH, FL 32962-1344 |
| Document Number | 0033921665 |
|---|---|
| Date | Feb 26, 2021 |
| Book Page | 3392/1665 |
| Instrument | 3120210013583 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 328 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 540 25TH CT, VERO BEACH, FL 32962-1344 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031130820 |
|---|---|
| Date | May 2, 2018 |
| Book Page | 3113/0820 |
| Instrument | 3120180026924 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 540 25TH CT, VERO BEACH, FL 32962-1344 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0033131447 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | 3313/1447 |
| Instrument | 3120200036160 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Jun 1, 2048 |
The 2025 property tax bill for 540 25th Ct was $875.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $875.00 | $74,840 | $196,255 Land $29,006 Building $167,249 |
| 2023 | $680.00 (+5.26%) | $70,612 (+8.83%) | $194,656 (+17.5%) Land $29,006 Building $165,650 |
| 2022 | $646.00 | $64,885 | $165,662 Land $29,006 Building $136,656 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 540 25th Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 2 (2002–2004) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 540 25th Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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