540 17th St N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 540 17th St N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,358 sqft · built 1975
Lot Size	0.93 acres (40,511 sqft)
Owner	Company Name on Record
Tax Bill	$11,222 (2026)
Deeds & Mortgages	Jul 2020 Transfer
Flood Zone	Zone AE (high risk)
APN	`82-47411-0000`

Property Details

APN / Parcel Number

Primary APN	`82-47411-0000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,358 sqft Living Area
1st Floor Area	3,730 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Stone
Roof Material	Asphalt
Lot Area	40,511 sqft (0.93 acres)
Lot Width	172 ft Width
Garage Area	684 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	540 17TH ST N
City	SAINT CLOUD
State	MN
Zip	56303-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 2 & LOT 3 LESS S LOT 3 LESS S26' ON W & S10' ON E SIDE TO DEZURICK & LOT 2 HILLCREST ADD SECTION 02 TOWNSHIP 124 RANGE
Legal Range	28W
Legal Township	124
Legal Section	02
Legal Subdivision	HILLCREST ADD
Legal Lot Number	2-3
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1033
Census Tract	901

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	540 17TH ST N, SAINT CLOUD, MN 56303-1416
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 16, 2020
Transfer Doc	00A1573959
Record Updated	Sep 20, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 9, 2020
Property Address	540 17TH ST N, SAINT CLOUD, MN 56303-1416
Document Number	00A1573959
Instrument Date	Jun 16, 2020
Instrument	A1573959
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	540 17TH ST N, SAINT CLOUD, MN 56303-1416

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,222.00 (+18.98%)	$708,500 (-) Land $100,000 Building $608,500	$708,500 (-) Land $100,000 Building $608,500
2025		$708,500 (-) Land $100,000 Building $608,500	$708,500 (-) Land $100,000 Building $608,500
2023	$9,432.00	$708,500 Land $100,000 Building $608,500	$708,500 Land $100,000 Building $608,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1997–2001)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 4 claims Severe Flooding, High Winds,severe Storms, Apr 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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