540 16th St SE, Naples, FL 34117 Property Records

Collier County property record for 540 16th St SE, Naples, FL 34117

Property Summary

Property TypeSingle Family Home
Details2,257 sqft · built 1997
Lot Size1.16 acres (50,965 sqft)
OwnerIndividual Name on Record
Last Sale$155,000 (Apr 2008)
Tax Bill$1,254 (2025)
Deeds & MortgagesSep 2017 Line of Credit
Flood ZoneZone AH (high risk)
APN342700 10 04C12

Property Details

APN / Parcel Number

Primary APN342700 10 04C12
Alternative APNs
  • 393812800020753001004
  • 39381280002

Interior

Stories1 Story
Building Area2,257 sqft Living Area
1st Floor Area2,257 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Construction TypeMasonry / Concrete Block
Lot Area50,965 sqft
PorchAluminum Porch
Deck AreaDeck Area

Location & Zoning

Street Address540 16TH ST SE
CityNAPLES
StateFL
Zip34117-9420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE
Legal DescriptionGOLDEN GATE EST UNIT 51 S 75FT OF TR 10
Legal Range27
Legal Township49
Legal Section12
Legal SubdivisionGOLDEN GATE EST UNIT 51
Legal Tract10
Legal Block3
Legal Unit51
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group3
Census Block3003
Census Tract10426

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address540 16TH ST SE, NAPLES, FL 34117-9420
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2008 · Amount on Record
Deed SaleApr 28, 2008 · Amount on Record
Prior SaleJul 13, 2007
Deed Document Number20084158340
Deed Book / Page4354 / 1007
Last Transfer DateDec 10, 2009
Transfer Doc0045221353
Record UpdatedOct 29, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address540 16TH ST SE, NAPLES, FL 34117-9420
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054330898
DateSep 19, 2017
Book Page5433/0898
Instrument5449895
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change Frequency2 Years

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$151,781 (+12.62%)$310,141 (-18.78%) Land $59,670 Building $250,471
2025$1,254.00 (+6.45%) Homeowner's exemption$134,773 (+5.99%)$381,866 (+20.01%) Land $59,670 Building $322,196
2024$1,178.00 (+2.26%)
2023$1,152.00 (+0.44%) Homeowner's exemption$127,160 (+3%)$318,201 (+2.25%) Land $57,330 Building $260,871
2022$1,147.00 Homeowner's exemption$123,456$311,189 Land $65,111 Building $246,078

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 256 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies264 units insured
incl. 8 condo units
Nearby Flood Claims4 (2017–2026)
Most Recent ClaimAug 2026 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: Streamline Internet.

Nearby Properties on 16th St SE

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