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  5. Wise Rd

54 Wise Rd, Mc Kee, KY 40447 Property Records

Jackson County property record for 54 Wise Rd, Mc Kee, KY 40447

Property Summary

Property TypeSingle Family Home
Lot Size0.52 acres (22,651 sqft)
Owner2 Individual Names on File
Last Sale$197,000 (Aug 2025)
Tax Bill$1,138 (2025)
Deeds & MortgagesAug 2025 Sale & Mortgage
Jun 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN70-1D

Property Details

APN / Parcel Number

Primary APN70-1D
Alternative APN
  • 8296401

Exterior

Lot Area22,651 sqft (0.52 acres)

Location & Zoning

Street Address54 WISE RD
CityMC KEE
StateKY
Zip40447-7114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRES
Legal SubdivisionDESMOND PETERS SUB
JurisdictionJACKSON KY
Township / Civil DivisionANNVILLE
Census Block Group2
Census Block2003
Census Tract960301

Owner

Source: Jackson County records · APN 70-1D

Assessment roll updated January 15, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address54 WISE RD, MC KEE, KY 40447-7114
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Aug 07, 2025Deed, Transfer · FHA Mortgage
T2 FINANCIAL LLC
Jun 05, 2026Deed of Trust, Mortgage · FHA Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 07, 2025 · Amount on Record
Deed SaleAug 07, 2025 · Amount on Record
Prior SaleJun 28, 2018 · Amount on Record
Deed Document Number20252311
Deed Book / Page241 / 461
Record UpdatedSep 20, 2026

August 2025: Deed, Transfer

Document TypeDeed
JurisdictionJACKSON KY
Recording DateAug 07, 2025
Property Address54 WISE RD, MC KEE, KY 40447-7114
Document NumberDEED241/461
Book / PageDEED 241 / 461
Instrument DateJul 25, 2025
Instrument2025002311
Transaction TypeTransfer
Record UpdatedJan 20, 2026
Title CompanyUNKNOWN, LAND GROUP TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$197.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2100 HIGHWAY 1350, MANCHESTER, KY 40962-5430

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address54 WISE RD, MCKEE, KY 40447-7114

Mortgage

Document Number2025002312
DateAug 07, 2025
Instrument2025002312
Lender
NameT2 FINANCIAL LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2055

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON KY
Recording DateJun 05, 2026
Property Address54 WISE RD, MC KEE, KY 40447-7114
Document Number0000001563
Book / Page287 / 215
Instrument DateMar 02, 2025
Instrument20261563
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 WISE RD, MC KEE, KY 40447-7114

Mortgage

Document Number0000001563,
DateJun 05, 2026
Book Page287/215
Instrument20261563
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPMEN
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term302 Months
DueAug 01, 2051
Interest
Rate6.95%
Max Rate-1%

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated January 15, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateKentucky
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,138.00 (+0.09%)$97,500 (-)$97,500 (-)
2024$1,137.00 (-1.3%)
2023$1,152.00$97,500$97,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 3, 2009 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2021 · Severe, Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskHigh
above 78% of the US · above 90% of Kentucky
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Peoples Rural Telephone Cooperative Corporation
Fiber		1,000 / 1,000

Based on FCC filings for 39 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemJACKSON CO WATER ASSOCIATION
private · serves 13,629 people
Water SourceSurface water
Last State InspectionMar 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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