54 Winter St, Woburn, MA 01801 Property Records

Middlesex County and Woburn City property record for 54 Winter St, Woburn, MA 01801

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,720 sqft · built 1960
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$1,125,000 (Jun 2026)
Tax Bill	$6,587 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36890955204 0`

Property Details

APN / Parcel Number

Primary APN	`36890955204 0`
Alternative APN	`WOBU M:12 B:01 L:05 U:00`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,720 sqft Living Area
Gross Area	4,480 sqft
1st Floor Area	1,360 sqft
Basement Area	1,360 sqft
Unfinished Basement	1,360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	36890955204 0
Street Address	54 WINTER ST
City	WOBURN
State	MA
Zip	01801-1227
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-1
Legal Block	1
Legal Lot Number	5
Jurisdiction	WOBURN MA
Township / Civil Division	WOBURN
Census Block Group	4
Census Block	4005
Census Tract	333602

Owner

54 Winter St, a duplex, is owned by two individuals who bought it in June 2026.

Source: Middlesex County and Woburn City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	54 WINTER ST, 56, WOBURN, MA 01801-1227
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Quit Claim Deed, Transfer · Conventional Mortgage WORKERS FEDERAL CREDIT UNION
May 26, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2026 · Amount on File
Deed Sale	Jun 18, 2026 · Amount on File
Prior Sale	May 26, 2023 · Amount on File
Deed Document Number	202673762
Deed Book / Page	85759 / 496
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WOBURN MA
Recording Date	Jun 18, 2026
Property Address	54 WINTER ST, WOBURN, MA 01801-1227
Document Number	0000073762
Book / Page	85759 / 496
Instrument Date	May 29, 2026
Instrument	202673762
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Date	Jun 18, 2026

Lender

Name	WORKERS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Type Change Date	Jul 1, 2031
Index	1-Year CMT
Margin	3
Max Rate	-1%

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WOBURN MA
Recording Date	May 26, 2023
Property Address	54 WINTER ST, WOBURN, MA 01801-1227
Document Number	081581-508
Book / Page	81581 / 508
Instrument Date	May 26, 2023
Instrument	55401
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	54 WINTER ST # 56, 56, WOBURN, MA 01801-1227

Mortgage

Document Number	0000055402
Date	May 26, 2023
Instrument	55402

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 54 Winter St was $6,587, up 9.8% from the year before.

Source: Middlesex County and Woburn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Woburn City
Unified School District	Woburn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,587.00 (+9.78%)	$771,300 (+3.61%) Land $334,600 Building $436,700	$1,023,959
2024	$6,000.00 (-1.2%)	$744,400 (+6.65%) Land $318,600 Building $425,800
2023	$6,073.00	$698,000 Land $289,700 Building $408,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Winter St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 54 Winter St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOBURN WATER DEPT. serves 40,876 people · EPA ID MA3347000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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