Bergen County and Oradell Borough property record for 54 Windsor Rd, Oradell, NJ 07649
| Property Type | Single Family Home |
|---|---|
| Details | 1,116 sqft · built 1928 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $495,000 (Nov 2023) |
| Tax Bill | $11,987 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-00114-0000-00017 |
| Primary APN | 44-00114-0000-00017 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,116 sqft Living Area |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 3,999 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Account Number | 006700 |
|---|---|
| Street Address | 54 WINDSOR RD |
| City | ORADELL |
| State | NJ |
| Zip | 07649-2635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | 40X100 |
| Legal Subdivision | ANITA ADELE REALTY CORP |
| Legal Block | 114 |
| Legal Lot Number | 17 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ORADELL |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 40002 |
Source: Bergen County and Oradell Borough records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 54 WINDSOR RD, ORADELL, NJ 07649-2635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 2, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 27, 2023 | Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 27, 2023 · Amount on Record |
| Deed Sale | Nov 27, 2023 · Amount on Record |
| Prior Sale | Aug 26, 2009 · Amount on Record |
| Deed Document Number | 202376464 |
| Deed Book / Page | 5132 / 546 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 54 WINDSOR RD, ORADELL, NJ 07649-2635 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 54 WINDSOR RD, ORADELL, NJ 07649-2635 |
| Document Number | 0056591125 |
|---|---|
| Date | Dec 2, 2025 |
| Book Page | 5659/1125 |
| Instrument | 2025081628 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 27, 2023 |
| Property Address | 54 WINDSOR RD, ORADELL, NJ 07649-2635 |
| Document Number | 0051320546 |
| Book / Page | 5132 / 546 |
| Instrument Date | Oct 30, 2023 |
| Instrument | 2023076464 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2024 |
| Title Company | CARNEGIE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,127.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 501 PEPPERIDGE TREE LN, KINNELON, NJ 07405-2223 |
| Name | Verified Name |
|---|---|
| Address | 54 WINDSOR RD, ORADELL, NJ 07649-2635 |
| Document Number | 2023076465 |
|---|---|
| Date | Nov 27, 2023 |
| Instrument | 2023076465 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oradell Borough |
| Elementary School District | Oradell Borough School District (KG - 06) |
| Secondary School District | River Dell Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $543,400 (+4.04%) Land $352,500 Building $190,900 | $543,400 (+4.04%) Land $352,500 Building $190,900 | |
| 2025 | $11,987.00 (+9.06%) | $522,300 (+29.93%) Land $337,000 Building $185,300 | $522,300 (+29.93%) Land $337,000 Building $185,300 |
| 2024 | $10,991.00 (+6.44%) | ||
| 2023 | $402,000 (+4.09%) Land $235,000 Building $167,000 | $402,000 (+4.09%) Land $235,000 Building $167,000 | |
| 2022 | $10,326.00 (+6.88%) | $386,200 Land $225,000 Building $161,200 | $386,200 Land $225,000 Building $161,200 |
| 2021 | $9,661.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 23 (1980–2023) |
| Claims Outside the SFHA | 5 of 23 |
| Most Recent Claim | Dec 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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