54 Whitehead Rd, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 54 Whitehead Rd, Bridgewater, NJ 08807

Property Summary

Property Type	Single Family Home
Details	2,255 sqft · built 1994
Lot Size	0.033 acres (1,415 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Jan 2012)
Tax Bill	$11,341 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-00165-01-00054`

Property Details

APN / Parcel Number

Primary APN	`06-00165-01-00054`
Alternative APNs	`0600165000100054` `S01`

Interior

Building Area	2,255 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	1,415 sqft (0.033 acres)

Location & Zoning

Account Number	S01
Street Address	54 WHITEHEAD RD
City	BRIDGEWATER
State	NJ
Zip	08807-7044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDU5
Legal Description	MILLTOWNE PARK BLDG 54 UNIT 20
Legal Subdivision	HILLTOWN PARK BLDG 54
Legal Block	165.1
Legal Lot Number	54
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	1
Census Block	1006
Census Tract	50704

Owner

54 Whitehead Rd is owned and occupied by two individuals who bought it in January 2012.

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	54 WHITEHEAD RD, BRIDGEWATER, NJ 08807-7044
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2012 · Amount on File
Deed Sale	Jan 18, 2012 · Amount on File
Prior Sale	Dec 17, 1993 · Amount on File
Deed Document Number	20123047
Deed Book / Page	6484 / 373
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	54 WHITEHEAD RD, BRIDGEWATER, NJ 08807-7044
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	QUALITY TTL & ABSTRACT AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037248
Date	Aug 19, 2020
Book Page	7239/1961
Instrument	2020037248

Lender

Name	MLD MORTGAGE
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 54 Whitehead Rd was $11,341, down 1.8% from the year before.

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$637,900 (+8.5%) Land $250,000 Building $387,900	$637,900 (+8.5%) Land $250,000 Building $387,900
2025	$11,341.00 (-1.84%)	$587,900 Land $235,000 Building $352,900	$587,900 Land $235,000 Building $352,900
2024	$11,553.00
2023		$543,100 Land $235,000 Building $308,100	$543,100 Land $235,000 Building $308,100
2022	$10,178.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Whitehead Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	14 (1982–2021)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 54 Whitehead Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20