54 Whisper Dr, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 54 Whisper Dr, Worcester, MA 01609

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,640 sqft · built 1987
Lot Size	0.458 acres (19,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Aug 1999)
Tax Bill	$9,538 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`50-022-00017`

Property Details

APN / Parcel Number

Primary APN	`50-022-00017`
Alternative APN	`WORC M:50 B:022 L:00017`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,640 sqft Living Area
Gross Area	6,248 sqft
1st Floor Area	1,520 sqft
Attic	Attic
Attic Area	1,120 sqft
Basement Area	1,320 sqft
Unfinished Basement	1,240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	19,939 sqft (0.458 acres)
Garage Type	Basement
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Account Number	50-022-00017
Street Address	54 WHISPER DR
City	WORCESTER
State	MA
Zip	01609-1150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Block	22
Legal Lot Number	17
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1006
Census Tract	730700

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	54 WHISPER DR, WORCESTER, MA 01609-1150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Deed of Trust, Mortgage · Line of Credit WORCESTER CU
Aug 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage WORCESTER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 1999 · Amount on Record
Deed Sale	Aug 17, 1999 · Amount on Record
Prior Sale	Dec 11, 1987 · Amount on Record
Deed Book / Page	21740 / 376
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	54 WHISPER DR, WORCESTER, MA 01609-1150
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069627-259
Date	Sep 11, 2023
Book Page	69627/259
Instrument	75383

Lender

Name	WORCESTER CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2043

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	54 WHISPER DR, WORCESTER, MA 01609-1150
Document Number	59287-321
Instrument Date	Aug 13, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	54 WHISPER DR WORCESTER MA 016091150, WORCESTER, MA 01609-1150

Mortgage

Document Number	59287-321
Date	Aug 21, 2018
Book Page	059287/000321
Instrument	87603

Lender

Name	WORCESTER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2048

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,538.00 (+2.42%)	$718,200 (+1.71%) Land $130,400 Building $587,800	$740,780 (-1.79%)
2025	$9,313.00 (+6.17%)	$706,100 (+15.43%) Land $124,200 Building $581,900	$754,300 (-1.99%)
2024			$769,595
2023	$8,772.00	$611,700 Land $106,900 Building $504,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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