Essex County and Rowley Town property record for 54 Wethersfield St, Rowley, MA 01969
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,320 sqft · built 1952 |
| Lot Size | 1.2 acres (52,651 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $365,000 (Sep 2021) |
| Tax Bill | $6,679 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Jun 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ROWL M:0025 B:0015 L:0000 |
| Primary APN | ROWL M:0025 B:0015 L:0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,320 sqft Living Area |
| Gross Area | 3,043 sqft |
| Basement Area | 660 sqft |
| Unfinished Basement | 660 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 52,651 sqft (1.2 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 54 WETHERSFIELD ST |
|---|---|
| City | ROWLEY |
| State | MA |
| Zip | 01969-1714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 15 |
| Jurisdiction | ROWLEY MA |
| Township / Civil Division | ROWLEY |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 270100 |
Source: Essex County and Rowley Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 54 WETHERSFIELD ST, ROWLEY, MA 01969-1714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) SAVINGS BANK TRUST |
| Jun 1, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance SAVINGS BANK TRUST |
| Sep 16, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage SAVINGS BANK TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2021 · Amount on Record |
| Deed Sale | Sep 16, 2021 · Amount on Record |
| Deed Book / Page | 40284 / 525 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 54 WETHERSFIELD ST, ROWLEY, MA 01969-1714 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0041624-85 |
|---|---|
| Date | Jun 22, 2023 |
| Book Page | 41624/85 |
| Instrument | 20230622000290 |
| Name | SAVINGS BANK TRUST |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 54 WETHERSFIELD ST, ROWLEY, MA 01969-1714 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040971-568 |
|---|---|
| Date | Jun 1, 2022 |
| Book Page | 40971/568 |
| Instrument | 20220601001170 |
| Name | SAVINGS BANK TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | Sep 16, 2021 |
| Property Address | 54 WETHERSFIELD ST, ROWLEY, MA 01969-1714 |
| Document Number | 040284-525 |
| Book / Page | 40284 / 525 |
| Instrument Date | Sep 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 54 WETHERSFIELD ST, ROWLEY, MA 01969-1714 |
| Document Number | 0040284528 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | 40284/528 |
| Name | SAVINGS BANK TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Rowley Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Rowley Town |
| Unified School District | Triton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,679.00 (+7.74%) | $567,500 (+10.77%) Land $290,400 Building $277,100 | $486,115 |
| 2024 | $6,199.00 (+2.58%) | $512,300 (+10.39%) Land $276,500 Building $235,800 | |
| 2023 | $6,043.00 | $464,100 Land $239,700 Building $224,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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