Haywood County property record for 54 Westbrook Cir, Clyde, NC 28721
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 528 sqft · built 1978 |
| Lot Size | 0.263 acres (11,456 sqft) |
| Owner | Individual Name on File |
| Last Sale | $176,000 (Dec 2020) |
| Tax Bill | $1,362 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8637-04-5159 |
| Primary APN | 8637-04-5159 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 528 sqft Heated Area |
| Gross Area | 944 sqft |
| 1st Floor Area | 528 sqft |
| Upper Floors Area | 396 sqft |
| Utility Area | 32 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Material | Asphalt |
| Lot Area | 11,456 sqft (0.263 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 264807 |
|---|---|
| Street Address | 54 WESTBROOK CIR |
| City | CLYDE |
| State | NC |
| Zip | 28721-9710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR1 |
| Legal Description | #5 WESTBROOK |
| Legal Subdivision | WESTBROOK |
| Legal Unit | 5 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CLYDE |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 920502 |
54 Westbrook Cir is owned and occupied by an individual who bought it in December 2020.
Source: Haywood County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 54 WESTBROOK CIR, CLYDE, NC 28721-9710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 2, 2020 | Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK |
| Jun 15, 2018 | Warranty Deed, Transfer · ARM LOCAL GOVERNMENT FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2020 · Amount on File |
| Deed Sale | Dec 2, 2020 · Amount on File |
| Prior Sale | Jun 15, 2018 · Amount on File |
| Deed Document Number | 202012700 |
| Deed Book / Page | 1015 / 450 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Dec 2, 2020 |
| Property Address | 54 WESTBROOK CIR, CLYDE, NC 28721-9710 |
| Document Number | 0010150450 |
| Book / Page | 1015 / 450 |
| Map Reference | CAB D SL 967 |
| Instrument Date | Nov 10, 2020 |
| Instrument | 2020012700 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $352.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 54 WESTBROOK CIR, 54, CLYDE, NC 28721-9710 |
| Name | Verified Name |
|---|---|
| Address | 54 WESTBROOK CIR, CLYDE, NC 28721-9710 |
| Document Number | 0001015453 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 1015/453 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Jun 15, 2018 |
| Property Address | 54 WESTBROOK CIR, CLYDE, NC 28721-9710 |
| Document Number | 0009531706 |
| Book / Page | 953 / 1706 |
| Map Reference | CAB A SL23-B |
| Instrument Date | Jun 15, 2018 |
| Instrument | 2018005231 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $258.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 54 WESTBROOK CIR, 54, CLYDE, NC 28721-9710 |
| Name | Verified Name |
|---|---|
| Address | 54 WESTBROOK CIR, CLYDE, NC 28721-9710 |
| Investor | Possibly a Property Investor |
| Document Number | 2018005232 |
|---|---|
| Date | Jun 15, 2018 |
| Instrument | 2018005232 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 8.25% |
The 2025 property tax bill for 54 Westbrook Cir was $1,362.
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $160,500 (-) Land $15,000 Building $145,500 | ||
| 2025 | $1,362.00 | $160,500 Land $15,000 Building $145,500 | $160,500 Land $15,000 Building $145,500 |
| 2023 | $160,500 Land $15,000 Building $145,500 | $160,500 Land $15,000 Building $145,500 | |
| 2021 | $160,500 Land $15,000 Building $145,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 54 Westbrook Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2021–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 54 Westbrook Cir is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JUNALUSKA SANITARY DISTRICT serves 5,138 people · EPA ID NC0144035 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless · Fiber in parts of the area | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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