Contra Costa County property record for 54 Water St, Bay Point, CA 94565
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,142 sqft · built 1951 |
| Lot Size | 0.113 acres (4,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $327,000 (Oct 2004) |
| Tax Bill | $5,911 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 093-021-025-7 |
| Primary APN | 093-021-025-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,142 sqft Living Area |
| 1st Floor Area | 1,142 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1953 |
| Lot Area | 4,900 sqft (0.113 acres) |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Central |
|---|
| Street Address | 54 WATER ST |
|---|---|
| City | BAY POINT |
| State | CA |
| Zip | 94565-3137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P1 |
| Legal Description | ENESTA TERRACE #3 LOT 63 |
| Legal Subdivision | ENESTA TERRACE 03 |
| Legal Lot Number | 63 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | ANTIOCH-PITTSBURG |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 314105 |
54 Water St is owned and occupied by two individuals who bought it in October 2004.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 54 WATER ST, BAY POINT, CA 94565-3137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2004 · Amount on File |
| Deed Sale | Oct 4, 2004 · Amount on File |
| Deed Document Number | 2004380979 |
| Prior Transfer Date | Aug 4, 1997 |
| Prior Transfer Doc | 0000155480 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 54 WATER ST, BAY POINT, CA 94565-3137 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 54 WATER ST, BAY POINT, CA 94565-3137 |
| Document Number | 0000277053 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 2020-277053 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 54 Water St was $5,911.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $464,906 (+2%) Land $240,555 Building $224,351 | |
| 2025 | $5,911.00 | $455,791 Land $235,839 Building $219,952 |
| 2023 | $5,636.00 (+0.73%) | $438,094 Land $226,682 Building $211,412 |
| 2022 | $5,595.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 54 Water St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 54 Water St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Unwired Fixed Wireless | 300 / 25 |
May also be available: AT&T, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures