Cherokee County property record for 54 Wandering Falls Dr, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,500 sqft · built 2003 |
| Lot Size | 1.69 acres (73,616 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $172,000 (Dec 2003) |
| Tax Bill | $1,745 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 458212857585000 |
| Primary APN | 458212857585000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,500 sqft Heated Area |
| Gross Area | 4,124 sqft |
| 1st Floor Area | 1,500 sqft |
| Basement Area | 1,500 sqft |
| Finished Basement | 1,500 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 73,616 sqft (1.69 acres) |
| Lot Dimensions | 244 ft deep x 531 ft wide |
| Terrain | Mountain |
| Porch | Slab |
| Porch Area | 500 sqft |
| Deck Area | 624 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 11213 |
|---|---|
| Street Address | 54 WANDERING FALLS DR |
| City | MURPHY |
| State | NC |
| Zip | 28906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 7 TR 542 TARHEEL NORTH 1034/1066 |
| Legal Subdivision | TARHEEL NORTH |
| Legal Tract | 542 |
| Legal Lot Number | 7 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 930502 |
Source: Cherokee County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16502 E COURSE DR, TAMPA, FL 33624-6703 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2003 · Amount on Record |
| Deed Sale | Dec 1, 2003 · Amount on Record |
| Deed Book / Page | 1078 / 249 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jul 10, 2026 |
| Property Address | 54 WANDERING FALLS DR, MURPHY, NC 28906 |
| Document Number | 0000003451 |
| Book / Page | 1805 / 523 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 20263451 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000003451, |
|---|---|
| Date | Jul 10, 2026 |
| Book Page | 1805/523 |
| Instrument | 20263451 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 28, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,745.00 | $234,140 (-) | $234,140 (-) Land $20,000 Building $214,140 |
| 2023 | $234,140 | $234,140 Land $20,000 Building $214,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 72% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peachtree Broadband Fiber Cable | 500 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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