54 Walker St, Whitinsville, MA 01588 Property Records

Worcester County and Northbridge Town property record for 54 Walker St, Whitinsville, MA 01588

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,132 sqft · built 1973
Lot Size	0.466 acres (20,303 sqft)
Owner	Individual Name on File
Last Sale	$264,000 (May 2014)
Tax Bill	$5,451 (2026)
Deeds & Mortgages	Oct 2026 Line of Credit Mar 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NBRI M:00007 B:00057`

Property Details

APN / Parcel Number

Primary APN	`NBRI M:00007 B:00057`
Alternative APN	`NBTR M:00007 B:00057`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,132 sqft Living Area
Gross Area	2,708 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,303 sqft (0.466 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	54 WALKER ST
City	WHITINSVILLE
State	MA
Zip	01588-1339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	57
Jurisdiction	NORTHBRIDGE MA
Township / Civil Division	NORTHBRIDGE
Census Block Group	2
Census Block	2003
Census Tract	750100

Owner

54 Walker St is owned and occupied by an individual who acquired it in September 2022.

Source: Worcester County and Northbridge Town records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	54 WALKER ST, WHITINSVILLE, MA 01588-1339
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · Line of Credit METRO CREDIT UNION
Mar 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance METRO CU
Jun 6, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) METRO CU
Sep 26, 2022	Condominium Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2014 · Amount on File
Deed Sale	May 21, 2014 · Amount on File
Prior Sale	Sep 6, 2001 · Amount on File
Deed Book / Page	52342 / 51
Last Transfer Date	Sep 22, 2022
Transfer Doc	0068262-17
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHBRIDGE MA
Recording Date	Oct 1, 2026
Property Address	54 WALKER ST, WHITINSVILLE, MA 01588-1339
Document Number	0000086433
Book / Page	74249 / 74
Instrument Date	Sep 26, 2026
Instrument	202686433
Transaction Type	Mortgage
Record Updated	Oct 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 WALKER ST, WHITINSVILLE, MA 01588-1339

Mortgage

Document Number	0000086433,
Date	Oct 1, 2026
Book Page	74249/74
Instrument	202686433

Lender

Name	METRO CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHBRIDGE MA
Property Address	54 WALKER ST, WHITINSVILLE, MA 01588-1339
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0064625-75
Date	Mar 8, 2021
Book Page	64625/75
Instrument	31557

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHBRIDGE MA
Property Address	54 WALKER ST, WHITINSVILLE, MA 01588-1339
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067704-158
Date	Jun 6, 2022
Book Page	67704/158
Instrument	61389

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2032

September 2022: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WESTBOROUGH MA
Recording Date	Sep 26, 2022
Property Address	54 WALKER ST, WHITINSVILLE, MA 01588-1339
Document Number	0068262-17
Book / Page	68262 / 17
Instrument Date	Sep 22, 2022
Instrument	104994
Transaction Type	Transfer
Record Updated	Oct 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 302, EASTHAM, MA 02642-0302

Tax Assessment & Valuation

The 2026 property tax bill for 54 Walker St was $5,451, up 3.9% from the year before.

Source: Worcester County and Northbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Northbridge Town
Unified School District	Northbridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,451.00 (+3.95%)	$468,700 (+5.37%) Land $149,800 Building $318,900	$464,360 (-)
2025	$5,244.00	$444,800 Land $142,400 Building $302,400	$464,360 (+3.32%)
2024			$449,445
2023	$5,209.00	$401,900 Land $142,400 Building $259,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54 Walker St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2005–2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2007 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54 Walker St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITINSVILLE WATER COMPANY private · serves 7,899 people · EPA ID MA2216000
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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