54 Wagner Dr, Cary, IL 60013 Property Records

McHenry County property record for 54 Wagner Dr, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,520 sqft · built 1960
Lot Size	0.2 acres (8,712 sqft)
Owner	Owner Name on File
Last Sale	$160,000 (Jan 2012)
Deeds & Mortgages	Jun 2022 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-12-476-037`

Property Details

APN / Parcel Number

Primary APN	`19-12-476-037`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,520 sqft
Gross Area	3,040 sqft
1st Floor Area	1,520 sqft

Exterior

Year Built	Built 1960
Architectural Style	Ranch
Exterior Material	Frame Siding
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	54 WAGNER DR
City	CARY
State	IL
Zip	60013-2142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2012R0004335 LT 196 HANSONS OAK VIEW ESTATES MEMO: SMOOT, JOSEPH C/ ROTH, MICHELLE R
Legal Range	08E
Legal Township	43N
Legal Section	12
Legal Subdivision	HANSONS OAK VIEW ESTATES
Legal Block	476
Legal Lot Number	196
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	2
Census Block	2012
Census Tract	871305

Owner

The current owner of 54 Wagner Dr bought it in January 2012.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Owner Name on File
Mailing Address	54 WAGNER DR, CARY, IL 60013-2142

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2012 · Amount on File
Deed Sale	Jan 31, 2012 · Amount on File
Deed Document Number	WARRANTY DEED
Record Updated	Jun 7, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	54 WAGNER DR, CARY, IL 60013-2142
Transaction Type	Mortgage
Record Updated	Jun 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019887
Date	Jun 3, 2022
Instrument	2022R0019887

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	SPRUCE PINE, NC 28777

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	54 WAGNER DR, CARY, IL 60013-2142
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050099
Date	Nov 18, 2020
Instrument	2020R0050099

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company
Address	WESTMINSTER, MD 21157

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$76,928 Land $16,565 Building $60,363	$230,784 Land $49,695 Building $181,089

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 54 Wagner Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 54 Wagner Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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