54 W 22nd St, Merced, CA 95340 Property Records

Merced County property record for 54 W 22nd St, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 2,282 sqft · built 1925
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Dec 2023)
Tax Bill	$4,702 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2023 Sale & Mortgage + 4 more
Flood Zone	Zone AO (high risk)
APN	`030-293-003-000`

Property Details

APN / Parcel Number

Primary APN	`030-293-003-000`
Alternative APN	`030293003`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,282 sqft Living Area
Gross Area	2,579 sqft
1st Floor Area	1,311 sqft
2nd Floor Area	971 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1970
Architectural Style	Other
Construction Type	Tilt-Up Concrete
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Attached
Garage Area	297 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	136 sqft
Patio Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	030293003
Street Address	54 W 22ND ST
City	MERCED
State	CA
Zip	95340-3907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MERCED LOTS 13&14 BLK 84
Legal Subdivision	MERCED
Legal Block	84
Legal Lot Number	13,14 14
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2024
Census Tract	1302

Owner

Source: Merced County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	54 W 22ND ST, MERCED, CA 95340-3907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Dec 18, 2023	Grant Deed, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Nov 30, 2022	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Nov 30, 2022	Affidavit of Death of Joint Tenant, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Nov 30, 2022	Grant Deed, Transfer FIDELITY NATIONAL TITLE CO
Nov 30, 2022	Affidavit of Death of Joint Tenant, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2023 · Amount on Record
Deed Sale	Dec 18, 2023 · Amount on Record
Prior Sale	Nov 30, 2022 · Amount on Record
Deed Document Number	2023031527
Record Updated	Jun 7, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	54 W 22ND ST, MERCED, CA 95340-3907
Transaction Type	Mortgage
Record Updated	Jan 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 W 22ND ST, MERCED, CA 95340-3907

Mortgage

Document Number	0000036512
Date	Dec 29, 2025
Instrument	2025036512

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Dec 18, 2023
Property Address	54 W 22ND ST, MERCED, CA 95340-3907
Document Number	0000031527
Map Reference	MB 1 PG 12
Instrument Date	Nov 7, 2023
Instrument	2023031527
Transaction Type	Transfer
Record Updated	Feb 19, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 W 22ND ST, MERCED, CA 95340-3907

Mortgage

Document Number	0000031528
Date	Dec 18, 2023
Instrument	2023031528

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

November 2022: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MERCED CA
Recording Date	Nov 30, 2022
Property Address	54 W 22ND ST, MERCED, CA 95340-3907
Document Number	0000041549
Map Reference	MB 1 PG 12
Instrument Date	Nov 22, 2022
Instrument	2022041549
Transaction Type	Transfer
Record Updated	Dec 26, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 ROBERTS LN, HELTONVILLE, IN 47436-8670

November 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MERCED CA
Recording Date	Nov 30, 2022
Property Address	54 W 22ND ST, MERCED, CA 95340-3907
Document Number	0000041547
Map Reference	MB 1 PG 12
Instrument Date	Nov 22, 2022
Instrument	2022041547
Transaction Type	Transfer
Record Updated	Dec 26, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	477 ROBERTS LN, HELTONVILLE, IN 47436-8670

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Nov 30, 2022
Property Address	54 W 22ND ST, MERCED, CA 95340-3907
Document Number	0000041550
Map Reference	MB 1 PG 12
Instrument Date	Nov 22, 2022
Instrument	2022041550
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	164 TOPEKA AVE APT 3, 3, SAN JOSE, CA 95128-1861

November 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MERCED CA
Recording Date	Nov 30, 2022
Property Address	54 W 22ND ST, MERCED, CA 95340-3907
Document Number	0000041548
Map Reference	MB 1 PG 12
Instrument Date	Nov 22, 2022
Instrument	2022041548
Transaction Type	Transfer
Record Updated	Dec 26, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	477 ROBERTS LN, HELTONVILLE, IN 47436-8670

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,702.00 (+55.64%)	$423,300 (+51.18%) Land $86,700 Building $336,600
2023	$3,021.00 (+330.34%)	$280,000 Land $85,000 Building $195,000
2022	$702.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 58 policies
Nearby Flood Policies	58 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Ayera Technologies, GeoLinks, T-Mobile, Verizon.

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