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54 Viola St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 54 Viola St, Lowell, MA 01851

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,500 sqft · built 1925
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$375,000 (Feb 2021)
Tax Bill$5,551 (2026)
Deeds & MortgagesFeb 2021 Mortgage
Feb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNG05730

Property Details

APN / Parcel Number

Primary APNG05730
Alternative APNs
  • LOWE M:126 B:5950 L:54
  • M:000126 T:G05730

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,500 sqft Living Area
Gross Area3,587 sqft
1st Floor Area798 sqft
AtticAttic
Attic Area702 sqft
Basement Area702 sqft
Unfinished Basement702 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account NumberG05730
Street Address54 VIOLA ST
CityLOWELL
StateMA
Zip01851-4923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTTF
Legal Block5950
Legal Lot Number54
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2006
Census Tract311600

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address54 VIOLA ST, LOWELL, MA 01851-4923
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2021Deed of Trust, Mortgage · Second Mortgage (Down Payment)
CROSSCOUNTRY MORTGAGE INC
Feb 8, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 8, 2021 · Amount on Record
Deed SaleFeb 8, 2021 · Amount on Record
Deed Document Number20217691
Prior Transfer DateJan 19, 2021
Prior Transfer Doc35305-267
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address54 VIOLA ST, LOWELL, MA 01851-4923
Transaction TypeMortgage
Record UpdatedFeb 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number35306-1
DateFeb 8, 2021
Book Page35306/1
Instrument7693
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

February 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateFeb 8, 2021
Property Address54 VIOLA ST, LOWELL, MA 01851-4923
Document Number35305-267
Book / Page35305 / 267
Instrument DateJan 19, 2021
Instrument7691
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address54 VIOLA ST, LOWELL, MA 01851-4923

Mortgage

Document Number7692
DateFeb 8, 2021
Instrument7692
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,551.00 (-0.2%)$489,100 (+0.95%) Land $207,400 Building $281,700$544,326 (+18.97%)
2025$5,562.00 (+2.64%)$484,500 (+6.48%) Land $193,800 Building $290,700$457,520 (+3.44%)
2024$5,419.00 (+6.57%)$455,000 (+11.14%) Land $181,100 Building $273,900$442,320
2023$5,085.00$409,400 Land $157,500 Building $251,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20

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