Buncombe County property record for 54 Vine St, Asheville, NC 28804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,482 sqft · built 1928 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $131,500 (Aug 2006) |
| Tax Bill | $1,183 (2025) |
| Deeds & Mortgages | Jul 2020 Line of Credit Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 640942-2020-202 |
| Primary APN | 640942-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,482 sqft Living Area |
| Gross Area | 1,924 sqft |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 884 sqft |
| Finished Basement | 442 sqft |
| Unfinished Basement | 442 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Deck Area | 80 sqft |
| Patio Area | 392 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 640942-2020-202 |
|---|---|
| Street Address | 54 VINE ST |
| City | ASHEVILLE |
| State | NC |
| Zip | 28804-3046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-7 |
| Legal Description | SUBDIV: GREENWOOD PROP BLOCK: LOT: 8 & 9 SECTION: PLAT: 0007-0038 |
| Legal Subdivision | GREENWOOD PROP |
| Legal Block | 1 |
| Legal Lot Number | 8,9 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | ASHEVILLE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 1500 |
Source: Buncombe County records, as of March 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 54 VINE ST, ASHEVILLE, NC 28804-3046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2020 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Oct 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2006 · Amount on Record |
| Deed Sale | Aug 25, 2006 · Amount on Record |
| Prior Sale | Aug 25, 2006 · Amount on Record |
| Deed Book / Page | 4275 / 510 |
| Last Transfer Date | Dec 19, 2006 |
| Transfer Doc | 0043500651 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 54 VINE ST, ASHEVILLE, NC 28804-3046 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0059200930 |
|---|---|
| Date | Jul 10, 2020 |
| Book Page | 5920/930 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | ASHEVILLE, NC 28814 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 54 VINE ST, ASHEVILLE, NC 28804-3046 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0061310769 |
|---|---|
| Date | Oct 8, 2021 |
| Book Page | 6131/769 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Woodfin Town |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,183.00 (+2.42%) | $116,900 (-) Land $48,000 Building $68,900 | $116,900 (-) Land $48,000 Building $68,900 |
| 2024 | $1,155.00 (+5.87%) | ||
| 2023 | $1,091.00 | $116,900 | $116,900 (-) Land $48,000 Building $68,900 |
| 2021 | $116,900 Land $48,000 Building $68,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 15 (2004–2024) |
| Claims Outside the SFHA | 1 of 15 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOODFIN SANITARY WATER AND SEWER serves 10,122 people · EPA ID NC0111015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
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