54 Union St, Lawrence, MA 01840 Property Records

Essex County and Lawrence City property record for 54 Union St, Lawrence, MA 01840

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	4 bd · 3 ba · 5,280 sqft · built 1920
Lot Size	0.072 acres (3,128 sqft)
Owner	Individual Name on File
Last Sale	$800,000 (Aug 1999)
Tax Bill	$1,617 (2026)
Deeds & Mortgages	Apr 2025 Mortgage Mar 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`87 0000 0060 A`

Property Details

APN / Parcel Number

Primary APN	`87 0000 0060 A`
Alternative APN	`LAWR M:0087 B:0000 L:0060`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	5,280 sqft Total Area
Gross Area	7,896 sqft
Basement Area	2,592 sqft
Unfinished Basement	2,592 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	3,128 sqft (0.072 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	87 0000 0060 A
Street Address	54 UNION ST
City	LAWRENCE
State	MA
Zip	01840-1818
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	B2
Legal Lot Number	60
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	2
Census Block	2003
Census Tract	250900

Owner

54 Union St, a commercial property, is owned by an individual who acquired it in March 2023.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	54 UNION ST, LAWRENCE, MA 01840-1818
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2025	Deed of Trust, Mortgage · Commercial Mortgage ENTERPRISE BANK & TRUST CO
Mar 9, 2023	Redemption Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 1999 · Amount on File
Deed Sale	Aug 6, 1999 · Amount on File
Prior Sale	May 7, 1999 · Amount on File
Deed Book / Page	15862 / 356
Last Transfer Date	Mar 7, 2023
Transfer Doc	017694-187
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	54 UNION ST, LAWRENCE, MA 01840-1818
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	018245-280
Date	Apr 8, 2025
Book Page	18245/280
Instrument	5111

Lender

Name	ENTERPRISE BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2023: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	LAWRENCE MA
Recording Date	Mar 9, 2023
Property Address	54 UNION ST, LAWRENCE, MA 01840-1818
Document Number	017694-187
Book / Page	17694 / 187
Instrument Date	Mar 7, 2023
Instrument	3380
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 54 Union St was $1,617.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,617.00	$187,140 (-70.74%) Land $51,420 Building $135,720	$844,439 (+22.07%)
2025		$639,500 (+13.03%) Land $163,300 Building $476,200	$691,790
2024		$565,800 (+16.11%) Land $139,700 Building $426,100
2023		$487,300 Land $116,700 Building $370,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 54 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 54 Union St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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