54 Truro St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 54 Truro St, Chicopee, MA 01013 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,320 sqft · built 1956
Lot Size0.275 acres (12,000 sqft)
Owner2 Individual Names on File
Last Sale$177,000 (May 2005)
Tax Bill$4,310 (2025)
Deeds & MortgagesMar 2021 Line of Credit
Flood ZoneZone X (reduced by levee)
APN194-00025

Property Details

APN / Parcel Number

Primary APN194-00025
Alternative APN
  • CHIC M:0194 P:00025

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,320 sqft Living Area
Gross Area3,252 sqft
1st Floor Area1,320 sqft
Basement Area484 sqft
Unfinished Basement484 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,000 sqft (0.275 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number194-00025
Street Address54 TRURO ST
CityCHICOPEE
StateMA
Zip01013-1326
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group3
Census Block3019
Census Tract811102

Owner

Source: Hampden County and Chicopee City records · APN 194-00025

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address54 TRURO ST, CHICOPEE, MA 01013-1326
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 27, 2005 · Amount on Record
Deed SaleMay 27, 2005 · Amount on Record
Deed Document Number2005111006
Deed Book / Page15048 / 536
Record UpdatedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address54 TRURO ST, CHICOPEE, MA 01013-1326
Transaction TypeMortgage
Record UpdatedApr 02, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number23765-42
DateMar 16, 2021
Book Page23765/42
Instrument17696
Lender
NameWESTFIELD BANK FSB
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueApr 01, 2046
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,310.00 (+3.28%)$284,300 (+0.57%) Land $101,600 Building $182,700$306,280
2024$4,173.00 (+7.69%)$282,700 (+10.52%) Land $99,600 Building $183,100
2023$3,875.00$255,800 Land $90,500 Building $165,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138111023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Nearby Flood Policies13 in force
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 1982, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 233 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Chicopee Municipal Lighting PlantFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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