Monmouth County and Manalapan Township property record for 54 Tracy Dr, Manalapan, NJ 07726
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,370 sqft · built 1984 |
| Lot Size | 0.39 acres (17,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $468,000 (Mar 2018) |
| Tax Bill | $12,808 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-01601-0000-00024 |
| Primary APN | 28-01601-0000-00024 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,370 sqft Living Area |
| 1st Floor Area | 1,294 sqft |
| Upper Floors Area | 1,158 sqft |
| Basement Area | 1,214 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 17,001 sqft (0.39 acres) |
| Lot Dimensions | 200 ft deep x 85 ft wide |
| Garage Area | 348 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Patio Area | 655 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 54 TRACY DR |
|---|---|
| City | MANALAPAN |
| State | NJ |
| Zip | 07726-2839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF20 |
| Legal Subdivision | WYNCREST ESTATES SEC 02 |
| Legal Block | 1601 |
| Legal Lot Number | 24 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MANALAPAN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 810101 |
54 Tracy Dr is owned and occupied by two individuals who bought it in March 2018.
Source: Monmouth County and Manalapan Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 54 TRACY DR, MANALAPAN, NJ 07726-2839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BENCHMARK LNDG |
| Mar 15, 2018 | Grant Deed, Transfer · Conventional Mortgage M&T BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2018 · Amount on File |
| Deed Sale | Mar 15, 2018 · Amount on File |
| Prior Sale | Jan 21, 2011 · Amount on File |
| Deed Document Number | 201827388 |
| Deed Book / Page | 9278 / 5290 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 54 TRACY DR, MANALAPAN, NJ 07726-2839 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0096185091 |
|---|---|
| Date | Oct 5, 2022 |
| Book Page | 9618/5091 |
| Instrument | 2022100471 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 26, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 54 TRACY DR, MANALAPAN, NJ 07726-2839 |
| Document Number | 0000145139 |
| Instrument Date | Oct 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 54 TRACY DR MANALAPAN NJ 077262839, MANALAPAN, NJ 07726-2839 |
| Document Number | 0000145139 |
|---|---|
| Date | Dec 4, 2020 |
| Book Page | 009462/003529 |
| Instrument | 145139 |
| Name | BENCHMARK LNDG |
|---|---|
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 3, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Mar 15, 2018 |
| Property Address | 54 TRACY DR, MANALAPAN, NJ 07726-2839 |
| Document Number | 0000027388 |
| Book / Page | 009278 / 005290 |
| Instrument Date | Mar 5, 2018 |
| Instrument | 27388 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2018 |
| Title Company | JODA ABSTRACT LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $468.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 54 TRACY DR MANALAPAN NJ 077262839, MANALAPAN, NJ 07726-2839 |
| Document Number | 27389 |
|---|---|
| Date | Mar 15, 2018 |
| Book Page | 009278/005305 |
| Instrument | 27389 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 14, 2048 |
The 2025 property tax bill for 54 Tracy Dr was $12,808, up 7.7% from the year before.
Source: Monmouth County and Manalapan Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Manalapan Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Manalapan-Englishtown Regional School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $770,700 (+1.27%) Land $331,500 Building $439,200 | $770,700 (+1.27%) Land $331,500 Building $439,200 | |
| 2025 | $12,808.00 (+7.68%) | $761,000 Land $331,500 Building $429,500 | $761,000 Land $331,500 Building $429,500 |
| 2024 | $11,894.00 | ||
| 2023 | $695,600 Land $319,000 Building $376,600 | $695,600 Land $319,000 Building $376,600 | |
| 2022 | $11,005.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 54 Tracy Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1979–2012) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 54 Tracy Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GORDONS CORNER WATER CO private · serves 46,196 people · EPA ID NJ1326001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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