Contra Costa County property record for 54 Tom Ct, San Ramon, CA 94583
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,885 sqft · built 1970 |
| Lot Size | 0.186 acres (8,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,355,000 (Nov 2021) |
| Tax Bill | $16,415 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Nov 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 210-401-010-9 |
| Primary APN | 210-401-010-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,885 sqft Living Area |
| Gross Area | 2,399 sqft |
| 1st Floor Area | 1,236 sqft |
| 2nd Floor Area | 649 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 8,100 sqft (0.186 acres) |
| Garage Type | Attached |
| Garage Area | 514 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 54 TOM CT |
|---|---|
| City | SAN RAMON |
| State | CA |
| Zip | 94583-3329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 3372 LOT 23 EX MR |
| Legal Subdivision | SUBDIVISION 3372 |
| Legal Tract | 3372 |
| Legal Lot Number | 23 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 345102 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 54 TOM CT, SAN RAMON, CA 94583-3329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 3, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Nov 12, 2021 | Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Nov 12, 2021 | Grant Deed, Transfer · Conventional Mortgage GOOGAIN INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2021 · Amount on Record |
| Deed Sale | Nov 12, 2021 · Amount on Record |
| Prior Sale | Jul 26, 2013 · Amount on Record |
| Deed Document Number | 2021314281 |
| Prior Transfer Date | Nov 9, 2021 |
| Prior Transfer Doc | 0000314280 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 54 TOM CT, SAN RAMON, CA 94583-3329 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 54 TOM CT, SAN RAMON, CA 94583-3329 |
| Document Number | 0000000505 |
|---|---|
| Date | Jan 3, 2024 |
| Instrument | 2024-000505 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 2, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Nov 12, 2021 |
| Property Address | 54 TOM CT, SAN RAMON, CA 94583-3329 |
| Document Number | 0000314280 |
| Map Reference | MB 105 PG 11 |
| Instrument Date | Nov 9, 2021 |
| Instrument | 2021-314280 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 54 TOM CT, SAN RAMON, CA 94583-3329 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Nov 12, 2021 |
| Property Address | 54 TOM CT, SAN RAMON, CA 94583-3329 |
| Document Number | 0000314281 |
| Map Reference | MB 105 PG 11 |
| Instrument Date | Nov 3, 2021 |
| Instrument | 2021-314281 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 54 TOM CT, SAN RAMON, CA 94583-3329 |
| Document Number | 0000314282 |
|---|---|
| Date | Nov 12, 2021 |
| Instrument | 2021-314282 |
| Name | GOOGAIN INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Dec 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.75% |
| Index | Other |
| Max Rate | 7.75% |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | San Ramon City |
| Unified School District | San Ramon Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,466,693 (+2%) Land $893,005 Building $573,688 | |
| 2025 | $16,415.00 (+12.16%) | $1,437,936 (+13.13%) Land $875,496 Building $562,440 |
| 2023 | $14,635.00 (-6.96%) | $1,271,000 Land $774,000 Building $497,000 |
| 2022 | $15,729.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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