Polk County property record for 54 Thad Johnson Rd, Saluda, NC 28773 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 800 sqft · built 2004 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Aug 2020) |
| Tax Bill | $1,033 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | P13-144 |
| Primary APN | P13-144 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 800 sqft Finished Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Vinyl |
| Roof Material | Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 18701 |
|---|---|
| Street Address | 54 THAD JOHNSON RD |
| City | SALUDA |
| State | NC |
| Zip | 28773-8800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4, P13A P13A |
| Legal Tract | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 920201 |
Source: Polk County records · APN P13-144
Assessment roll updated September 30, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 919 TANNER RD, RUTHERFORDTON, NC 28139-7005 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 14, 2020 | Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC |
| Jul 19, 2018 | Deed of Trust, Mortgage ENTEGRA BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 14, 2020 · Amount on Record |
| Deed Sale | Aug 14, 2020 · Amount on Record |
| Prior Sale | Aug 18, 1997 |
| Deed Book / Page | 451 / 143 |
| Last Transfer Date | Jul 26, 2025 |
| Transfer Doc | 00493/1836 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Aug 14, 2020 |
| Property Address | 54 THAD JOHNSON RD, SALUDA, NC 28773-8800 |
| Document Number | 000451/143 |
| Book / Page | 451 / 143 |
| Map Reference | MB D PG 14 |
| Instrument Date | Aug 13, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 967, HENDERSONVILLE, NC 28793-0967 |
| Name | Verified Name |
|---|---|
| Address | 54 THAD JOHNSON RD, SALUDA, NC 28773-8800 |
| Investor | Possibly a Property Investor |
| Document Number | 000451/146 |
|---|---|
| Date | Aug 14, 2020 |
| Book Page | 451/146 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROANOKE, VA 24011 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 54 THAD JOHNSON RD, SALUDA, NC 28773-8800 |
| Transaction Type | Mortgage |
| Record Updated | Aug 08, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000000434/0000001807 |
|---|---|
| Date | Jul 19, 2018 |
| Book Page | 0000000434/0000001807 |
| Name | ENTEGRA BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 354 Months |
| Due | Jan 01, 2048 |
Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,033.00 (+27.22%) | $177,410 (+51.63%) Land $53,000 Building $124,410 | $177,410 (+51.63%) Land $53,000 Building $124,410 |
| 2023 | $812.00 | $117,005 Land $29,500 Building $87,505 | |
| 2021 | $117,005 Land $29,500 Building $87,505 |
Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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